Advertisements
Have you ever heard of the PicPay Guaranteed Limit? This service is a great option for those who want to have credit on PicPay.
In today's post, you'll learn how this service works, its benefits, and how to use it. So, be sure to check it out!
How does this service work?
THE PicPay Guaranteed Limit is a service offered by PicPay. To use this service, you need to invest money in the piggy bank.
The money invested becomes a credit limit on the card, which can be used for both credit and debit purposes.
The money saved in the piggy bank serves as a guarantee in case you are unable to pay your bill. PicPay Card.
However, the money does not remain idle, as happens in other banks; it automatically generates interest.
The money saved can also be withdrawn if needed, as long as you are not making any purchases with the card.
Additionally, there is also a limit allowed for redemption: between 7 am and 9 pm.
You can also pay for your purchases in installments with this feature, which makes it an advantageous and competitive alternative.
Other than that, you can use it to subscribe to online services, such as Netflix and iFood.
+ Credit card with annual fee waiver option: 3 options
What are the advantages of PicPay Guaranteed Limit?
This service offers many advantages, including the possibility of accessing a credit card without having to go through a credit check.
In this topic, we will highlight other advantages that this service can offer.
For example, with it, you have complete control over your limit. No more unpleasant surprises with your card limit!
In PicPay Guaranteed Limit, You set the amount you want to use and only spend what you have available in your piggy bank.
More freedom and autonomy to make your purchases without worrying about your card limit.
Plus, the money you deposit into your card's piggy bank doesn't just sit idle! It earns interest while you use the card for purchases, giving you extra return on your money.
Without a doubt, it's a passive income option without having to worry about complicated investments.
With this service, you also have the option to build a credit history without the need for analysis.
When using the PicPay Guaranteed Limit By paying your bills on time, you build a positive credit history, which can help you get a higher credit limit in the future or even a traditional credit card.
This alternative is also an opportunity for those with a negative credit score or a low credit score to obtain the credit they need.
Another advantage is its practicality for everyday use. PicPay Guaranteed Limit is a credit and debit card in one!
You can use it for online shopping, in physical stores, and even to withdraw cash from ATMs.
Practicality and convenience to have everything in one place.
In addition to all the advantages mentioned above, this service also offers several exclusive benefits, such as cashback on your purchases, discounts from partners, and much more.
How do I sign up for PicPay Guaranteed Limit?
For existing PicPay customers, the process is quick and simple. First, access your account app and home screen, then click "Piggy Banks."
You will see among the options, the “Card Piggy Bank” option that appears right at the beginning.
Click this option to activate the credit function of your PicPay Card.
You will need to validate your identity if you have not already done so.
Then, you can add money from your account to the card's piggy bank, remembering that the minimum amount allowed is R$ 50.00.
Read also: Is PicPay Cashback worth it? See how to use it and sign up now!
After adding the chosen amount, you will see this money yield up to 102% of the CDI, and you can use it in the credit function to pay and pay in installments for your purchases.
For those who are not yet customers, simply download the app and open your account in just a few minutes, no red tape required.
Then, follow the steps described above.
Conclusion
THE PicPay Guaranteed Limit is a service that offers many advantages to this Fintech's customers.
With it, even those with bad credit and low scores can have access to credit without analysis.
Furthermore, it is an important tool to help you have financial control, help you save money, and teach you how to use a credit card.
Not to mention, the money saved still earns interest. There are certainly many advantages involved.
So, be sure to check out more details about this service. PicPay Help Me, you can check out complete content about the PicPay Guaranteed Limit.
