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The PicPay credit card has become popular among Brazilians. Proof of this is that the fintech's app is in the top 3 most downloaded among digital account apps.
In today's article, we'll show you how to apply for your PicPay credit card!
Also learn about the benefits that the customer enjoys when using the PicPay credit card and the fees that may be charged.
Follow!
After all, how do I apply for a PicPay credit card?
To apply for the PicPay credit card, first download the PicPay app.
Then, create your account and click on the “I want my card” tab.
After your request, a credit analysis is carried out. If your profile is selected, you will receive the card with debit and credit functions.
However, people who have not had their registration approved to receive the credit card will only receive the card in debit mode.
If you continue to use your PicPay Card debit card, stay tuned! The fintech will notify you through the app as soon as the credit function is available.
There are certainly many reasons for not being able to get a credit card, but we can say in advance that a bad credit history and low credit score are on the list.
In our article on how to increase credit score, you learn how to improve your chances of approval.
Meet PicPay
PicPay is currently the largest payment app in Brazil. The company was founded in 2012 with the goal of revolutionizing the way people handle money.
The app has over 60 million users who move 6.8 billion in transactions every month.
Additionally, more than 5 million establishments accept PicPay as a form of payment.
PicPay made history in Brazil and today it is a renowned company that is widely accepted by users.
Step by step to apply
- Open the app and click on “Order card” in the “Suggestions for you” tab
- Provide name, address and mother's name;
- Check the data and click “Finish”. That’s it!
What are the benefits offered by the PicPay credit card?
Now that you've discovered how to apply for a PicPay credit card, you also need to know all the advantages it offers.
Initially, the PicPay Card promise is that the customer, in addition to not paying any annual fee, also earns money back.
This happens because, with each purchase made, the user receives up to 5% back from the value of each transaction, the well-known cashback.
With the PicPay credit card, purchases can be paid in up to 12 installments. In addition, there is an innovative function to divide the amounts owed to your contacts.
That's right, the customer who requests the PicPay credit card can pay their bills in installments with the PicPay credit card.
The card is also multiple and international, meaning you can pay by credit or debit card, in Brazil or abroad, in online or physical stores.
Want more? Then know that your money will earn interest without you doing anything! Just put money in your account and wait for it to earn interest. Cool, right?
And even before you receive your physical PicPay credit card, you can already use the virtual one for your online purchases. Practical and easy!
In addition to all the benefits offered by PicPay itself, the credit card also offers the advantages of flag Mastercard. Among them, we find:
- Discounts at partner stores;
- Accumulation of points to exchange for discounts on products and services.
Among the partner stores of Mastercard Surprise Program we found:
- Mash;
- Eyes;
- Tiendamia;
- Puket Uniquebox;
- Hail;
- Beauty Cosmetics;
- Telecine;
- Oakley;
- Surprise Restaurants;
- Love in Pieces;
- Pizza Hut;
- Cheese Bread House;
- Digital House;
- Eleven;
- United;
- Locates;
- Camicado.
To check the complete list of partners and the advantages offered by the brand, access the Mastercard Surpreenda program platform.
What is the annual fee for the PicPay credit card?
The PicPay credit card has no annual fee, in other words, the customer does not pay anything for its use or issuance.
Without a doubt, this is one of the main advantages of using it!
What's more, many transactions in the app can be done for free.
Does the PicPay credit card have other fees?
According to PicPay, all withdrawals at Banco 24 Horas using the debit function are charged R$ 6.90.
For withdrawals using the limit of credit card, the following fees are charged:
- National withdrawal: R$ 16.90 + IOF
- International withdrawal: R$ 20.00 + IOF
With the credit function, you can withdraw up to 20% from the limit available on your card. But be careful, as this function may not be worth it.
With the debit function, you can withdraw up to:
- R$ 1,000.00 per day;
- R$ 5,000.00 per month;
Additionally, the minimum withdrawal limit for PicPay is R$20.00.
Pix Saque and Pix Troco have 8 free withdrawals and different limits. Check the query of these values.
Can anyone apply for a PicPay credit card?
The card can only be requested by those who have an account on the app. In addition, the fintech may or may not grant the credit function of the card, depending on each person's payment history.
Read more: Credit Card That Doesn't Require a Photo: Know Your Options!
Conclusion
Now you know how to apply for a PicPay credit card!
The PicPay card offers many benefits to its users, in addition to being easy and practical to use. Request yours and use it wisely to have a good limit and enjoy all the advantages.
Did you enjoy learning about this modality? Click on the button below and find out more details and information with the help of Cred Consultation!
