Check Out Good Prepaid Credit Card Options

 

See all the details about good Prepaid Credit Card options!

In short, the Prepaid Credit Card is a payment method similar to the Debit Card. However, it does not accept installment payments and to use it you need to top up.

This means that when you make purchases, the amount is directly deducted from your current balance. Until a few years ago, many people were limited and could not pay for online purchases with debit. But now everything has changed.

In short, this “new payment method” was regulated by the Central Bank, in 2014. Since then, it has won over several clients due to its ease of approval.

In fact, this type is very similar to a prepaid cell phone, in which the consumer tops up beforehand, in order to then be able to use the telephone services.

I.e, In advance, the customer must make a cash top-up of the desired amount. Furthermore, the available flags are the most famous and it is accepted by several establishments in Brazil and abroad.

If you use paid apps and shop online but never get a credit analysis approved this is the perfect opportunity.

We have selected the best Prepaid Credit Card options. Check them out!

 

1 – Mercado Pago Prepaid Credit Card

First of all, the Mercado Pago card It is one of the most advantageous in terms of cost and benefit. The brand is Visa, one of the best known on the market.

Additionally, you can also make international purchases.

The option was launched especially for freelancers and customers who use the machine Mercado Pago as a payment method at the establishment.

Therefore, this is one of the ways to move your account balance without having to make withdrawals or transfers.

Therefore, to receive the card, whether in physical or virtual form, the customer must first open a digital account with the company. The procedure is very easy and safe.

Another point to highlight is the annual fee, as it is completely free.

To the Online purchases are made using the credit function in a single payment. In physical establishments, you can use your debit card as normal.

Payment is recognized instantly!

So if you want to buy a product, you no longer have to wait for it to clear, as is the case with payment slips. The digital version is ready immediately and you can use it at the same time.

The physical card arrives at the registered address and does not come with a printed number. Only the name of the cardholder is visible and you can select the debit function whenever you find it convenient.

 

2 – PagBank

THE PagBank is one of the oldest when it comes to prepaid credit cards.

With this suggestion you can enjoy the benefits of being a Mastardcard customer, just as it is possible to make international purchases with the greatest ease.

There is no annual fee for the card, however you will pay an issuance fee. This amount is currently around R$$12.90, and may change.

With your PagBank you can make purchases in physical stores, apps and websites.

In addition to performing cash withdrawals in Brazil and abroad, another advantage is contactless payment.

In this sense, there is no need to hand your card over to third parties to insert it into the machine.

How to recharge?

The request is made directly from your cell phone in the app after opening your digital account. To top up, simply transfer the balance to your PagBank account, pay a bill or make an online debit.

 

3 – Pay Recharge

First of all, Recarga Pay is a very famous startup that is similar to digital wallets. This card is issued by Mastercard and purchases are made in Brazil and worldwide.

The request is made directly through the application when you register. In your account, you can top up your cell phone, pay bills and top up your transport card.

Approval is very fast, as the institution does not perform credit analysis. Read also “What is credit analysis? How does it work?”

The customer can make cash withdrawals

The money in your balance can be withdrawn by means of withdrawals at Banco 24 horas ATMs and also at lottery outlets. In both locations you pay a fee of R$7.90 and R$6.90, respectively.

There is no annual fee for daily maintenance. However, the institution charges a fee of R$$20.00 to issue the card.

Another important piece of information is the CashBack system, which allows you to receive part of your money back on purchases made with the card.

However, to join, the customer must be a Prime or Prime+ subscriber.

 

4 – Iti

Make an Iti! Surely, this phrase has already impacted you on social media, right? Iti is a digital wallet from Itaú that comes with a prepaid card included.

The first version is digital. You can even pay for your purchases in physical stores using just the QR code on your cell phone.

The Prepaid card is generated by the application, using a security code sent via SMS.

This way, you can immediately use it to shop online or use apps like Netflix and Uber.

During transactions, simply select the credit function, but it is not possible to make installment payments.

The physical version is also available

The physical version is also available and is from the Visa Platinum line, with no annual fee. All benefits such as travel, insurance and shopping are included.

At the same time, you can include it in several digital wallets, such as PicPay for example.

For issuance, the institution does not charge a fee for issuance and shipping. Furthermore, the option is similar to the Mercado Pago prepaid credit card.

In other words, the number is not written, only the name of the holder appears. The number can only be consulted in the app.

THE The word Iti is written in Braille for people with visual impairments, indicating where the card should be inserted into the machine. This is certainly a big difference from other options.

Cash withdrawals

Regarding cash withdrawals, the procedure is very flexible. The customer can do so whenever they need to using any 24-hour ATM.

5 – Superdigital Prepaid Credit Card

From now on, the Prepaid Credit Card Superdigital is an excellent choice for shopping and subscribing online. Your digital card number is ready for you to use in moments.

By applying for this card, it is no longer necessary to carry coins and large amounts of cash in your wallet.

Just like you don't need to worry about having change when paying the bill, because the card is Mastercard, one of the most widely accepted worldwide.

To order, simply access the company's app or visit Superdigital's official website. However, before opening an account, you must deposit some amount for the card to be sent.

It is worth noting that this procedure is not an issuance fee, but rather an account activation fee. Once the amount has been deposited, you can spend it normally.

Or, if you wish, the money can be withdrawn in cash from any Banco 24horas or Cirrus network ATM.

 

6 – Mastercard Prepaid Credit Card

Famous for granting numerous benefits, Mastercard options are an excellent deal. They also meet various types of needs and consumer profiles.

Make your online purchases and everyday payments more safely. Because, If you lose or someone steals your card, the top-up money can be recovered. Here are just a few suggestions!

Prepaid

Prepaid is a Mastercard option for personal use and approval is not required. credit analysis.

Furthermore, it is not necessary to have a bank account with any institution. You can purchase the card online or at a participating store.

Then, simply activate it and provide your personal information. After that, top up your card and start enjoying all the conveniences and security of the network.

In the meantime, there are issuers of this card on the internet so you can place your order without leaving home, such as: Acesso, ACG and Agilitas. These platforms are own indication of the Mastercard network.

Prepaid Gift Card

Don't be in doubt when choosing a gift anymore, because you can buy a prepaid card instead. That way, the person can buy whatever they want.

Furthermore, depending on the Gift Card issuer, you can personalize the card with photos, messages and even the name of the person receiving the gift.

Prepaid Travel Card

Are you an adventurous person who likes to always be traveling?

Mastercard has the perfect prepaid card for this lifestyle. With the Prepaid Travel Card, you no longer need to use cash or checks when you travel.

The card is accepted worldwide! In addition, you can check your balance and other information directly online on the website or app, or by phone.

Shipping and Travel

The Mastercard Frete e Viagem card is exclusive to people who work in cargo transportation. With this option you can pay tolls on the road more conveniently.

Transactions are faster, so there is no need to waste time waiting for change. Another advantage is security, because in the event of a robbery, the card can be used with a unique password.

Prepaid on Mobile

At first glance, the Prepaid Credit Card on Mobile is acquired by opening a digital account directly from the smartphone. All this with the greatest agility

This way, in addition to being able to use the card to pay bills, you can also Transfer your balance, top up your cell phone and pay bills without having to leave home.

 

7 – Visa Prepaid Credit Card

You've probably heard a lot about the Visa Card Network.

The options when it comes to prepaid cards from institutions are full of advantages for various types of consumers. From a simple everyday purchase to international travel coverage.

Visa Travel Money

First of all, Visa Travel Money is ideal for you to use during your international travels, as it is accepted in several establishments in Brazil and around the world.

Likewise, The customer can make cash withdrawals in local currency at all ATMs accredited to the Visa/Plus Network.

You can even top up your card whenever and wherever you want, without limitations.

Visa Travel Money Platinum

In advance, the Visa Travel Money Platinum has the same benefits as the Premium credit card. Except for installment payments on card. Just look:

• Price Protection;
• Rental Vehicle Insurance;
• Emergency Withdrawal Service;
• Participation in the Vai de Visa Program;
• Purchase Protection;
• Visa Concierge;
• ATM theft insurance;
• Travel Assistance;
• Emergency Card Replacement;
• Visa Luxury Hotel Collection;
• Visa Checkout;
• International Medical Emergency;
• Original and Extended Warranty
• Visa Digital Medical Assistance.

Visa Electron Culture Voucher

From now on, the Vale Cultura Visa Electron Card automatically loads the R$$50.00 established by the Vale Cultura Program.

Customers can register for the Vai de Visa Program and participate in exclusive benefits from the network.

General Purpose Reloadable Visa

The General Use Reloadable Visa is accepted at millions of establishments in Brazil and abroad. Above all, you can make national and international purchases in physical stores and online.

In cases of theft, the balance on the card can be recovered, in the same way as occurs with prepaid credit cards from the Mastercard network, mentioned above.

Visa Prepaid Credit Card Incentives

With the Visa Incentives Prepaid Credit Card, you have the option of distributing balance incentives to employees, resellers and customers.

The card is accepted throughout the country and users can also register with the Vai de Visa Program and receive exclusive discounts.