Secured Loan vs. Personal Loan
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While personal loans can have high rates due to the greater risk to the creditor, the secured loan uses your vehicle or property as collateral, providing significantly lower rates.
Can I trust Creditas?
Creditas is the platform leader in credit solutions in Latin America. The company was awarded at Reclame Aqui 2020 as the best online loan company in Brazil and remains regulated by the Central Bank, demonstrating its reliability and security.
More than 196 thousand customers have already placed their trust in Creditas, a testament to the effectiveness and support offered by the platform.
+ Compare the 4 loans with the lowest interest rates for securing property
Why Choose Creditas?
Lowest Rates on the Market: Creditas interest rates are among the most competitive, making loans more accessible and less costly over time.
Payment Flexibility: With payment options of up to 240 months, Creditas offers one of the greatest flexibilities on the market, allowing you to adjust your payment according to your financial possibilities.
Product Diversity: Creditas not only offers secured loans, but also has a variety of other financial services, such as vehicle financing and real estate, providing a complete solution for your financial needs.
How to simulate and apply for a loan?
Step 1: Download the App or simulate on the website.
- Download the Creditas app from the App Store or Google Play. Or simulate directly on their website: Simulate Creditas loan
Step 2: Filling Out the Form
- Fill out the application form in the app with your personal and financial information.
Step 3: Submitting Documents:
- CPF, RG, proof of residence, proof of income.
- Warranty documents: for vehicles, car document and proof of IPVA; for properties, deed and IPTU.
Step 5: Wait for the credit analysis by Creditas.
- An inspection of the property may be required.
Step 6: Signing the Contract via the App and Releasing the Loan
You will sign the contract in the Creditas app itself, where you will receive the amount.
