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Loans secured by real estate have emerged as an attractive alternative for those seeking credit in the market.
With property as collateral, banks feel safer releasing larger amounts at more competitive interest rates.
Loan with Property Guarantee: Itau
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from 1.05%
up to 240 months
When we think of large Brazilian banks, Itaú is one of the first options that comes to mind. Its home-guaranteed loan is no slouch: with rates from 1.05% per month, it is among the most competitive on the market.
In addition to the rate, the bank offers payment terms that vary between 36 to 240 months (20 years), providing the customer with a wide range of options to balance their finances.
Itaú's solidity, together with its extensive network of branches, guarantees excellent service and ease when negotiating loan conditions.
Loan Bradesco
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from 1,15%
Up to 240 months
Bradesco, another giant in the Brazilian banking sector, also has its own attractive version of a loan secured by real estate. Rates start at 1.15% per month, and the bank is known for its ease and diversity in negotiations.
Deadlines are flexible and can be extended by up to 20 years (240 months), allowing the customer to adapt the loan to their financial planning. Bradesco's vast presence throughout the country is a differential, facilitating contact and loan management.
Federal Savings Bank
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from 1.25% am
up to 180 months
Caixa, traditionally known for its housing solutions, offers rates starting at 1.25% per month for loans secured by real estate.
The big advantage is the deadlines, which can reach up to 180 months (15 years), and special conditions for account holders and those who already have a relationship with the bank. In addition, Caixa stands out for its proximity to the customer, with a vast network of branches and personalized service.
Inter Bank
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from 1,35% am
up to 180 months
Banco Inter, one of the references when it comes to digital banks in Brazil, brings innovation and modernity to the segment of loans with property guarantees. With rates starting at 1.35% per month, the bank offers terms that vary between 60 to 180 months (15 years).
The ease of managing the loan entirely online and the agility of the process are major differentiators. In addition, Banco Inter has stood out for its transparency and the absence of additional fees in many of its services.
BTG Pactual
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from 0.88% am
up to 180 months
BTG Pactual, one of the leading investment banks in Brazil, has distinguished itself by offering extremely competitive rates on its home-guaranteed loans. With a rate from 0.88% per month, presents itself as one of the best options on the market.
Flexibility is another highlight: its payment terms, which can reach up to 180 months (15 years), allow the customer to choose the period that best suits their financial reality.
It is worth highlighting the robustness and reliability of the bank, which has expertise in serving customers with different profiles and needs.
