How to anticipate PIS? Is it possible? Find out everything!

How to anticipate PIS is a constant doubt among the program’s beneficiaries.

This is because, as with other benefits, you must wait for the annual opportunity to receive PIS.

And, with bills arriving, it may not be so interesting to wait for the date, which is why many people seek to pay in advance.

But is it possible to do this with PIS? After all, what is PIS? What is the difference between it and salary bonus? Who is entitled? Can MEI receive it? 

The following content was produced based on all these questions, in order to resolve the main doubts on the topic.

Therefore, to understand everything about PIS and check the possibilities of anticipation, continue reading with us! 

PIS x salary bonus: what's the difference? Is it possible to advance PIS?

Anyone who works under the CLT regime is certainly already used to hearing about PIS.

This is because, currently, many workers benefit from receiving an amount related to PIS.

But, after all, what is PIS? What is the relationship between PIS and salary bonuses?

PIS is the acronym for the Social Integration Program, which collects resources from private companies to pay employment benefits.

Thus, unemployment insurance and FGTS are benefits paid through amounts deposited by companies to PIS.

And, thinking about workers who earn up to 2 minimum wages, the benefit called Salary Bonus was created.

The Salary Bonus is popularly known as PIS, and corresponds to the payment of up to 1 extra minimum wage per year for workers.

However, as explained, not all workers are entitled to the Bonus, only those who receive the amount corresponding to up to 2 minimum wages.

In addition, the worker must meet the criteria of time worked and calendar year.

In any case, it is clarified that the Salary Bonus is a benefit paid through PIS to workers who meet the requirements.

So, although it is popularly called PIS, the annual benefit is, in fact, the bonus.

Is it possible to anticipate PIS?

Throughout the previous topic we were able to clarify the issue regarding salary bonus and PIS.

With this, it became clear that the Abono is a benefit paid through PIS.

Furthermore, we also saw that the benefit is paid annually, following the payment schedule.

However, it is not uncommon to find cases where the worker anxiously awaits the benefit date.

This is perfectly understandable, since the extra money can help pay bills, settle debts and even make plans come true.

And, with the new developments observed in the FGTS, where anticipation alternatives were created, many doubts arose about the PIS.

After all, how can I anticipate my PIS? Is it possible?

Before we get to the answer, it is important to understand what anticipation is.

Anticipation is the name given to loans that advance the receipt of benefits with the application of interest.

This is very common when filing income tax refunds, for example.

The bank advances the amount, and when the payment date arrives, the discount is made automatically, with interest added.

This is an alternative that has pros and cons, as it helps in times of need, but also takes away part of the worker's value.

In the case of the Salary Bonus, does not exist possibility of anticipation.

Therefore, the worker must wait for the official deposit date, stipulated in the calendar.

Although it is difficult to wait, at least you can be sure that you will receive your benefit in full, without any interest deductions.

Who is entitled to PIS?

At this point you already have the answer to the central question, so you know that it is not possible to anticipate the PIS.

This is because there is no type of loan that provides advance payment.

With that, all we can do is wait for the official deposit date, which is stipulated in the official salary bonus calendar.

However, we can still get ahead with information about who is entitled to PIS.

As we have seen, to be entitled to PIS 2 main requirements must be met:

• Work in the private sector under the CLT regime;
• Receive up to 2 current national minimum wages.

However, there are some other requirements that must be met to be entitled to PIS, and these are related to the period worked.

Therefore, to receive the Bonus you must have worked at least 1 month during the calendar year.

See in detail the other requirements for receiving PIS:

• At least 1 month of registration in the calendar year;
• Have at least 5 years of PIS registration;

It is worth mentioning that the worker does not need to be working in the month in which he receives the PIS.

This is because the calendar year used is always the previous one, therefore, the exercise in the current year makes no difference.

How do I receive PIS?

You already know what the requirements are for a worker to become eligible to receive the Salary Bonus.

With that, all that remains is to talk about how the receipt occurs.

The first thing we must bear in mind is that the Abono is paid under the quota system.

Therefore, the amount corresponding to 1 minimum wage is divided into 12 installments: one for each month worked in the last year.

In this way, the worker receives the amount corresponding to the number of months he worked in the calendar year.

So, if the worker worked for 6 months, he will be entitled to 6/12 of the minimum wage, that is, 50% of a salary.

If he worked throughout the year, he will receive a full minimum wage.

As for the deposit method, this is done primarily in Caixa accounts.

Therefore, if the worker has a Caixa savings or current account, the allowance will be deposited into this account.

However, if the beneficiary is not a current account holder, a Caixa social savings account will be opened, which can be operated by Caixa TEM.

This way, the amount will be deposited into this account and can be transferred to any account the holder wishes.

So, although it is not possible to anticipate the PIS, receiving the benefit is very simple!

Is MEI entitled to PIS?

After everything we've seen, we just need to answer one important question: after all, is MEI entitled to PIS?

As seen in the requirements, the MEI is not entitled to the Salary Bonus, as he is not a private company worker under the CLT regime.

The MEI will only be entitled to PIS if he also works registered, and in this job he receives up to 2 minimum wages.

But, in this case, the receipt has no relation to the MEI, but rather to the CLT registration.

So, in any case, anyone who is a MEI does not receive PIS in relation to this activity.

Finally, now that you know everything about anticipating PIS and so many other issues, you can now wait for your benefit, if you meet the requirements informed throughout the content!