With a digital payment wallet you can pay all your bills without leaving home, save money and even increase your purchasing power!
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You already have one digital wallet from the heart? There are many options currently booming on the market.
There are so many great alternatives that it can be hard to choose just one. The number of people switching from traditional banks to digital accounts has been increasing.
In today's text you will discover some popular suggestions! Be sure to check them out and choose yours!
See the post index below:
What is a digital payment wallet?
If you have a wallet, you probably use it to keep the money you use to pay your bills and credit cards, for example.
One digital payment wallet has basically the same function. You can use it to deposit your money and make a wide range of payments and banking transactions.
However, with them, you can do more! Most of the digital payment wallets also function as a digital account, i.e, digital bank.
Therefore, you have at your disposal many banking services and products, as well as other products related to the financial sector.
See below some services offered in the applications of these digital accounts:
- Investments;
- Loans;
- Financing;
- Health plan;
- Credit card;
- Telephone service;
- Virtual card;
- Consortium;
- Card machines.
In addition to a great variety of financial services, these e-wallets offer many advantages and benefits to their users.
What advantages and benefits does a digital payment wallet offer?
Digital accounts emerged with a very clear purpose: to facilitate people's access to banking services.
As a result, they are less bureaucratic, easy to open and also to use. However, in addition to this, they also offer other benefits and advantages to their users.
A great example to be cited is the economy. A digital payments wallet has few or no fees.
Typically, they don't have a monthly fee, the cards don't have an annual fee or other strange fees.
For this reason, many people are migrating to digital banks.
However, the benefits don't stop there, in addition to saving money, you can also earn some extra money.
That's right! There are different ways to make some money with digital accounts.
You certainly won't get rich, but you'll have some money to ease your budget or pay a bill.
You can make money by:
- Cashback;
- Referral program;
- Automatic balance income;
- Promotional coupons.
In addition, with these accounts everything is done online, you don't need to go to a branch to resolve anything. You can resolve any problem through the digital channels that the institution provides.
As previously mentioned, these accounts offer banking services with less bureaucracy, proof of which is that they grant credit even to those with bad credit.
You can get a credit card and loan, for example, with a bad credit history.
The institution takes into account the customer's relationship and financial behavior in the application, that is, how they use the services and make their payments.
From this, it can develop a credit offer that best meets the user's needs.
Of course, there are still other advantages and benefits offered by a digital payment wallet, but the options mentioned here are enough to convince you that the digital accounts are exactly what I was looking for!
Digital payment wallet that is currently booming!
In this topic, you will find some special suggestions that we have put together. In it, you will learn about some of the best payment wallets of the moment and their main features.
Don't miss it!
1. PicPay
PicPay is a fintech and has one of the best digital accounts today, proven and approved!
It is a pioneer in offering the Pix installment service, where its customers can make a Pix and pay in up to 12 installments on their credit card. In addition, it is one of the digital accounts that make the most money lately.
A great alternative for those who are out of money but need to make a payment.
Bills can also be paid in up to 12 installments. You know that one? bill you forgot and it's already past the payment date? Pay with PicPay and pay in installments, so you'll have plenty of time to organize the next payments.
The account and credit card are completely free and you can perform many services without paying any fees.
Even the services where fees are charged are low and competitive.
At PicPay, your money yields more than savings, in fact, it is one of the digital accounts that yields the highest: 105% of the CDI.
However, your balance is available for you to use as and when you wish.
With this digital payment wallet It is still possible to earn a lot of money back on your purchases and payments.
Plus, you get discount coupons to use at PicPay Store. PicPay's shopping mall has different stores and thousands of products with incredible prices!
If you are an entrepreneur and have your own business, know that this fintech offers products and special financial solutions for your company. Oh! You don't need to have a CNPJ to enjoy the benefits!
To check more details and find out how to open your account, read our full review of the PicPay wallet and credit card.
2. PagBank
PagBank is PagSeguro's digital bank. It is one of the most popular payment wallets today and is always innovating.
The services it offers to individuals and legal entities are numerous. The solutions cover consumers, sellers and micro-entrepreneurs.
If you have your own business or are thinking about starting one, this payment wallet will be very useful.
It sells card machines at affordable prices and with excellent payment conditions.
In addition, you can earn extra money by referring PagSeguro machines.
In an era where more and more people make their payments through electronic methods, the demand for credit card machines is constant.
The PagBank digital payment wallet also offers different options for investment funds, automatic income, insurance, shopping, online loans and much more!
To enjoy all the advantages it offers, download the app and open your account.
3. RecargaPay
RecarPay is a digital payment wallet complete. With it you can pay, send and receive money very easily.
This fintech already offers many advantages to its customers, however, Prime+ plan subscribers enjoy even more benefits.
The plan costs just R$19.99 per month and with it you can, for example:
- Earn unlimited cashback on cell phone top-ups;
- Gift cards;
- Zero fee for paying bills with a credit card, as long as it does not exceed R$1,040,000;
- Exclusive service;
- Cashback on purchases made with the prepaid card.
Additionally, you can take out a loan to support you in difficult times or even to carry out a large project.
With RecargaPay you can also make a lot of profit by reselling the machines, or even purchase a machine with special rates for your business.
4. Bitz
Bitz is Banco Bradesco's payment wallet. It is also very popular and has already gained space on the cell phones of thousands of Brazilians.
By downloading the app and opening an account, you can earn R$15.00 currently, but there have been campaigns that paid R$20 or R$10.
If you want to earn even more and keep your balance growing, you can refer friends to download the app and open an account.
This credit card digital payment wallets is still new to the market, but it already offers some benefits, for example:
- Zero fees;
- Zero annual fee;
- Withdrawal in up to 24 installments;
- Mobile bonus of R$20.00.
This card is supported by Elo, so you can enjoy many of the benefits it offers, such as pre-sales and exclusive installments for shows and events, and half-price tickets at Cinemark.
With Bitz you also earn a lot of cashback on all purchases and your balance above R$ yields up to 100% of the CDI rate.
Visit the website and discover everything this digital account has to offer!
5. Iti Itau
Iti is Banco Itaú's payment wallet. With this option, you can get credit, even if you have a negative credit history, as long as you use the app's services frequently.
It has no annual fee and its credit limit is up to R$1,000,000. Its account is also profitable, yielding up to R$1,000,000 of the CDI.
In addition, there are also discounts on partner store websites, cashback and a referral program.
The Iti payment wallet also makes personal loans possible and you can negotiate debts linked to your CPF through the app.
This is because this digital bank has a partnership with Recovery, one of the best credit recovery companies today.
Download the app and open your account in less than 4 minutes.
Conclusion
There are many digital payment wallets that are booming in the market. In the midst of so much competition, the user is the one who wins.
This is because, to reach a larger audience and stand out from the rest, they offer more and more benefits and advantages.
Did you enjoy learning about this new feature? Take advantage and read it too 🔜 Which digital account makes the most money?
