Advertisements
THE Magalu credit card is well known for paying cashback to its users.
However, it is not limited to this. It certainly has other advantages available to its customers.
After all, is this card really worth it?
Continue reading this article and find out: how it works, benefits, minimum income, cashback and how to request yours.
Follow!
Advertisements
How does the Magalu credit card work?
With this card, users make purchases and can receive up to 4% cashback.
For those who don't know what this means yet, it's the same as money back.
Magalu is currently running a promotion called “Cashback do milhões” (a million cashback) where customers, in addition to earning money back, can receive cash prizes and up to one million reais in the final draw.
What are the benefits of the Magalu credit card?
Certainly, this card already stands out in terms of benefits, as its annual fee is free.
However, the advantages don't stop there!
In addition, the customer also has access to exclusive discounts in the store and also when purchasing from Magalu partners.
Among these partners, we find:
- Zattini;
- Época Cosmetics and Perfumery;
- Netshoes;
- Shoestock.
Furthermore, customers can pay for their purchases in up to 24 installments and pay conveniently using contactless payment.
Magalu customers can still count on the benefits offered by the card brand, in this case, Visa.
With Visa Platinum, you have access to unique benefits, for example, medical emergency, where you have protection and medical care in several countries.
Another very interesting advantage of the Visa Platinum program is that the customer has price protection.
In other words, you are guaranteed to pay the lowest price on any item on the list of eligible goods.
With the Magalu credit card, the customer can still enjoy the benefits of the Vai de Visa Program.
This program is full of advantages, of the most varied for its customers. Among the main advantages of Go Visa Program, we find, for example:
- 3 free months of Amazon Prime;
- Discounts at educational institutions;
- Discounts on Catho plans;
- Access to the Basic Health Program with special discounts.
Finally, you also have access to a digital account that will make your financial life easier.
With it, you can perform many operations and transactions in a simple and fast way.
The customer can create their account by downloading the Cartão Luiza app. It is available for Android and iOS.
Minimum Income
The minimum income required to apply for the Magalu credit card is R$800.00.
About cashback
As mentioned before, Magalu pays up to 4% cashback to its customers.
However, this percentage is only available to customers who have had their Magalu credit card approved until June 30, 2021.
Additionally, this amount will only be received on purchases made in the store until June 30, 2022.
Therefore, anyone who has their card approved after this date will only receive 2% cashback.
Of course, even if the percentage is lower, it is still very advantageous, depending on the purchase value, you can earn an interesting amount of money back.
The amount will be credited to your account within 20 days after the purchase is approved. In addition, it will be available in the MagaluPay digital wallet.
It is worth noting that you will only receive your money back if you pay with the Magalu card on the Magalu website, app, stores and telesales.
Additionally, it is valid for purchases made at participating Partners Club stores.
How to apply for the Magalu credit card?
Those interested in applying for this card should access the website Magalu and access the “Credit Card” field
Next, you will have access to all the necessary information about the card. On that same page, click on “I want my Magalu card”.
Once this is done, you will be redirected to the Itaucard website, where you will fill out the form.
After you fill out and submit the form, just wait, as your data and credit will first be analyzed.
The card issuer will soon get back to you with a response, i.e. if the Magalu credit card was or was not approved.
Is it worth applying for the Magalu credit card?
This card is certainly worth purchasing. However, as with any type of card, it is important to use it wisely and correctly.
By doing this, you can take advantage of the company's biggest promise, cashback.
In addition to purchasing thousands of products with exclusive discounts, you also earn part of your money back.
So, it's not worth it?
So, go to the website and request yours Magalu credit card and start enjoying the benefits.
👉Finally, don't forget to check out the BMG credit card.
