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See what a BMG payroll credit card is, learn all the details and differences of this card model!
The BMG payroll credit card is a different model from conventional cards.
Certainly, many people are unaware of the existence of this alternative, and therefore end up not enjoying the advantages it offers.
Therefore, continue reading this text, because in it you will know what is BMG credit card, advantages and how to request yours.
Check it out!
How does the BMG payroll credit card work?
Initially, it is worth noting that with its BMG Card can be used to make purchases in Brazil and abroad, and pay for services.
In other words, the customer does not need to look for a card that is accepted for international purchases when traveling. The BMG payroll card itself has this utility as well.
In addition, the customer can withdraw cash with it without any worries.
This card model works as follows: every month the minimum amount is deducted directly from the customer's salary or benefit.
Then, he can choose to pay the remainder of the bill directly in the app.
Once this is done, the amount paid on each invoice returns to your limit.
Still have doubts about What is a BMG credit card?? Keep reading, because there's more.
See now who can apply, and then what the benefits are.
Who can apply for this card?
THE BMG Card consigned It is a card intended for retirees, INSS pensioners and public servants.
Therefore, if you are part of this group you can request yours.
Now, if you are not retired, an INSS pensioner or a public servant, you don't need to be discouraged, there are other credit card options that may suit your profile, for example👇👇👇
Credicard Platinum: what is it? How to apply?
What is a BMG payroll credit card? Benefits
This credit card alternative certainly offers many benefits to its customers.
Because it is a payroll card, the bank has more security and certainty that the bill will be paid, therefore, it can offer much lower interest rates than traditional cards.
Plus, it has no annual fees or hidden charges.
As for the limit, it can be up to 1.6x the value of your benefit.
Another very advantageous feature of the BMG Card consignado is that, if by chance the customer needs to make a PIX, but does not have available balance in the account, he can use the card limit.
By the way, at least 70% of the credit limit amount can be transferred to your account.
The fees for this service are 2.7% per month on the withdrawal amount. The charge will be made on the next invoice.
To withdraw your credit limit, do the following: first, enter “PIX” in your BMG account via the app.
Then, click on “Send PIX” and choose the type of key to transfer. Now, just enter the desired amount and proceed with the next steps.
Continuing with the benefits, before requesting the BMG Card consigned, it is necessary to open a digital account.
As a result, the customer has access to more benefits, for example, cashback, investments, TED without fees, unlimited free withdrawals and much more!
See more BMG credit card options!
What is a BMG credit card? Interest rates
The fees for this card are in accordance with the determination of the National Social Security Council (CNPS).
Therefore, they start at 2,70% per month, in the rotating mode.
Common credit cards have interest rates of up to 298.6% per year, meaning the customer pays higher fees.
So now that you know what is a BMG credit card, see how to request yours.
How to apply for the BMG payroll credit card?
Those interested in requesting this card must open a digital account, then download the application and request theirs.
The application is available for Android and IOS.
Conclusion
The BMG payroll credit card is a card full of benefits, however, it is exclusive to retirees, INSS pensioners and public servants.
The invoice amount can be deducted directly from the benefit or salary, therefore, it is more advantageous, as it offers lower interest rates and better conditions.
Furthermore, it has no annual fee and is integrated with a digital account full of benefits, for example, cashback.
In other words, in addition to saving money, the customer also earns money back.
Cool, huh?
So, now that you know what a BMG credit card is and all its benefits, how about applying for yours? Click the button below and find out more⤵️⤵️⤵️
