Everything you need to know about SIM loans before signing the contract!
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The SIM loan is a personal loan that is easily approved and quickly available in your account.
With the resource you can close your accounts at the end of the month and still have 45 days of relief to pay the first installment!
However, you need to be aware of some important details before signing the contract.
How does SIM lending work?
Initially, this type of loan is intended for individuals over 18 years of age, available even to freelance professionals without the need to prove income.
The loan request is made 100% online in the institution's app or website. Still, For consumers with bad credit, there is the option of a secured loan!
With the request approved until R$30,000.00 are deposited into the account to be used as desired, without justification. If the customer wishes, there is the option of taking out loan insurance with the credit.
It works like this: you pay a monthly amount, and in the event of death or disability, the debt is paid off in full. Another interesting coverage is in the case of involuntary unemployment, in which the institution supports the consumer with the payment of 3 installments of the loan!
Complete analysis of SIM personal loan
|
Available value |
up to R$30,000.00 |
|
Deadline to start paying |
45 days |
|
Number of installments |
3 to 36 times |
|
Minimum income |
no need to prove income |
|
Interest rate |
from 2,83% per month |
|
Hiring method |
online |
|
Credit analysis response |
3 minutes to 3 business days |
|
Credit in account |
within 24 hours |
Required documents and information
- Photo ID;
- CPF number;
- Full name;
- Phone number;
- Address;
- Profession;
- Monthly income value.
