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Retirement review is a process that interests many beneficiaries.
This is because it is through this that it becomes possible to review the amounts released, and perhaps increase the benefit received.
And, most interestingly, the review does not only change the values after it, since the settlement of accounts also includes retroactive payments.
But how does a retirement review work? Who can apply? How can I do it? Can I apply more than once?
If you came to this material with any of these questions, know that the answer will be right below.
Therefore, if you want to understand about social security benefit adjustments, just continue reading!
What is a retirement review?
You've probably heard stories of people who were dissatisfied with the retirement amounts released by the INSS.
In general, the reason for the indignation revolves around amounts that are very different from the last salary, or incompatible with the contribution period.
But, as we well know, the INSS retirement process is not that simple and much less quick.
Therefore, it is very common for most taxpayers to accept the amount released, in order to not delay receiving the benefit even further.
And that's where the problem starts, because no one feels comfortable knowing that they are probably receiving less than they should.
After all, citizens contribute throughout their lives, and their retirement must be compatible with the contributions paid.
The good news is that this situation doesn't have to be permanent, thanks to the retirement review process.
Retirement review is nothing more than a resource that allows retirees to review the amounts released, as well as the criteria for granting the benefit.
Therefore, if the amounts are below what is due, the person will be entitled to an increase in the benefit.
Furthermore, this review also affects amounts previously received, so the INSS must pay the difference retroactively for up to 5 years.
Therefore, if the retiree receives R$ 2,000.00 for 24 months, but upon review it was found that the correct amount was R$ 3,000.00, the difference must be paid.
Thus, considering a difference of R$ 1,000.00 for 24 months, the INSS will have to pay the beneficiary the amount of approximately R$ 26 thousand, including the 13th salary.
With that, it is easy to understand that this is a very important reckoning!
Can a retirement review reduce the benefit?
When talking about retirement reviews, the positive points are generally considered.
This is because, for those who are receiving less amounts, the settlement of accounts is very advantageous.
But, although it is not so common, we cannot fail to consider that there may be cases where the error is greater.
In this situation, the retiree receives an amount higher than what is due, according to the retirement calculations.
After all, in this case, could the retirement review reduce the benefit?
And, we can say that yes, just as an increase can occur, a decrease can also occur.
This is because the review is intended to settle accounts, not increase the benefit.
As we well know, the settlement of accounts can also serve to readjust excess amounts.
So, if it is found that your benefit is greater than the correct amount, it can be reduced.
There is no clear information regarding the obligation to return these excess amounts.
In theory, the INSS could not charge the taxpayer these amounts, since the calculation of retirement is the responsibility of the Agency.
Furthermore, the taxpayer could not be caught off guard by the return of a benefit that was released without the use of fraudulent processes and resources.
However, it is important to note that there are some decisions regarding the return of undue social security benefits.
Therefore, everything will depend on the analysis carried out during the process.
Therefore, it is very important to think carefully before requesting this assessment, so as not to have your benefit reduced, and in the worst case, having to return the excess amounts.
As we said, this last possibility is not very common, but it is important to be careful.
Who can request a retirement review and how do they do it?
Throughout the previous topics, we were able to better understand what the retirement review process is.
Therefore, it is common for doubts to arise about who can request this service.
And, it is worth mentioning that any contributor who has retired due to length of service or age can apply.
This is because, if there are calculation errors, they are precisely in the time and contribution values.
Therefore, anyone who retired in these two categories can request a review.
Additionally, if you wish to change dependent information or submit new documents, this is also the recommended procedure.
With that out of the way, we can move on to what really matters: how to request a retirement review.
It is important to note that the name of the procedure is actually "benefit review", so you will have to request it by that name.
To do this, the simplest way is through the Meu INSS website.
To do this, you will only need to have your CPF and your benefit number.
Go to the website, and click on the "New Order" tab.
Search for "review", and then click on the name of the benefit, which in this case is "retirement".
Once this is done, simply follow the instructions until you complete the application process.
It is worth mentioning that everything is done automatically by the INSS.
This means you can track the progress of your request on the website or by calling 135.
Once the process is complete, you can check the analysis results in the "Check Orders" tab.
If your analysis results in an increase in the benefit, the INSS will contact you to inform you of the next steps.
Can I request a review more than once?
Finally, the last question about retirement review is related to the possibility of requesting the review more than once.
Many believe that they can only request the procedure once, and if the response is negative, they will not be able to request an evaluation again.
However, this impression is wrong, as there is no limit to the number of requests for review.
Therefore, if you have received feedback that you believe is incompatible, you can request a new analysis.
It is very likely that the result will not change, in which case you can try going to an INSS organic unit for clarification.
But be careful: it is not recommended to request revisions all the time.
This is because the review considers all data present in the INSS system.
Therefore, unless you present new documents, it is very unlikely that the situation will change.
Furthermore, we must consider that each review also opens the door to a reduction in benefits.
Therefore, it is important to be careful and only request it when you see a need.
This is because there is no point in insisting when it has already been proven that the value is correct.
Finally, now that you know everything about retirement review, take the opportunity to check out the possibilities, and maybe increase your benefit!
