Taking out credit with the best conditions is not always possible, but with the My Everything payroll loan refinancing you solve this issue.
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Especially if the installments are weighing on your pocket, or if you want to receive extra amounts, this service offers interesting solutions.
In today's content, we will learn about the Meu Tudo app and the service that promises to help those who want advantageous credit. Keep reading to find out!
Meet the My Everything app
New credit companies are constantly emerging on the market, and the Meu Tudo app offers secure credit and digital 100%.
This is because you can request all services online, and you can count on personalized customer service to help you with any questions you may have.
Among the app's services, we can highlight:
- Pix in installments;
- FGTS advance;
- Insurance;
- Payroll loan;
- BPC/Loas Loan;
- Consigned credit card;
- Benefit card;
- Refinancing of payroll loans.
Therefore, if you are tired of the bureaucracy of traditional banks and want to apply for credit in just a few clicks, this company can help you.
Today we will talk about the My Everything payroll loan refinancing, but you can find out about other services at My Everything website.
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What is Meu Tudo payroll loan refinancing?
The payroll loan is one of the most advantageous lines of credit for those looking for low interest rates and easy approval.
This is because it is intended for INSS retirees and pensioners and is discounted directly from the benefit, so it is much less risky for the creditor.
The issue is that, although it has a lower interest rate, compared to other types of credit, each financial institution determines its percentage, which in some cases can reach almost 3% per month.
With Meu Tudo you can enjoy the advantage of rates starting at 1.35% per month, which certainly makes the contract cheaper.
In the case of My Everything payroll loan refinancing, this service aims to bring better payment conditions.
So, if you already have a loan secured with Meu Tudo, know that you can renegotiate the installments and thus facilitate payment.
Especially if the contract is weighing on your pocket, reorganizing things is an excellent idea.
++To consolidate or not to consolidate debts? Read the text and find out more! (consultacred.com.br).
Who can refinance a Meu Tudo loan?
As we saw previously, the My Everything payroll loan refinancing It is a service for those who want to make the contract more advantageous.
So, this is a good proposal for cases where the value of the installment is weighing heavily on the monthly budget, or even when you need a break to ease your finances.
Furthermore, with this refinancing you have the possibility of receiving change, which is an extra amount after the contract is settled.
Therefore, if you need some extra cash but don’t want to apply for another contract, it’s worth taking advantage of this offer.
But, be careful, To request the service it is important to meet two requirements:
- Be a Meu Tudo customer and have a payroll loan contract;
- Have at least 2 installments of the contract paid.
Therefore, it is clear that only Meu Tudo customers can subscribe to the service. Next, we will see what to do if your contract is with another financial institution.
I have a loan with another bank, what should I do?
In general, when we look for payroll loans, we end up adhering to the proposal of the main relationship bank.
However, as we discussed, there is a significant variation in rates for this service, meaning that the customer does not always choose the option with the lowest interest rate.
We also saw that with Meu Tudo the rate starts at 1.35% per month, so if your contract has a higher rate, it may be worth refinancing.
The issue is that Meu Tudo only authorizes refinancing in cases of its own contracts, so customers who have agreements with other banks must make the portability.
In this case, with portability you will be able to adjust the rates of your contract to the lowest value, which brings financial advantages.
Check out the step-by-step guide to refinancing your loan
Like all of the company's services, the My Everything payroll loan refinancing is done by the app.
So, after accessing your account in the app, follow the steps below:
- Access the “refinancing” tab and simulate a proposal;
- Select the desired contract, if you have more than one, select them all;
- Confirm your information, and continue;
- Send a photo of your face to confirm your identity;
- Complete the request and wait for Meu Tudo's evaluation.
If your order is approved, you can check the result in the app, and you will receive the change for the agreement within 30 minutes.
Remember that after refinancing, your installments and due dates will change, so keep an eye on the agreement.
So, after learning about the service, what do you think about refinancing your agreement, improving your payment terms and even receiving some change?
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