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When compared to other financial institutions, extending your loan at Itaú is a different process.
And obviously such a process depends on the client's decision at the time of negotiating the break.
Today we will explain to you in the best possible way how the loan extension works at Itaú. In fact, you can check how to take this break.
Itaú loan extension
Banks such as Banco do Brasil are offering an extension in which the installment for the month in which payment was paused is forwarded to the end of the contract.
Thus, some interest is being added and diluted across the remaining installments, as if it were a debt renegotiation.
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However, Itaú is working in a different way, understand:
Let's suppose that the installment you intend to extend is for the month of May and after taking this break at Itaú bank you will basically have to pay next month.
In other words, in June you will have to pay two installments, one for May and one for June.
And the positive side of this extension is that really no additional fees are added to the final amount.
Therefore, if your installment is R$300.00 and you extended the payment, in June you will need to pay R$600.00, that is, two installments.
It is also worth noting that Banco Itaú is also offering customers the opportunity to pay in installments for what has been extended.
This way, when he makes the payment of the two installments, he can pay in installments.
But be careful, as the installment option comes with interest.
How to extend your loan at Itaú
The two best ways to extend your loan at Itaú are via the web or by phone.
Initially, those who intend to apply online must access the Itau website and log in to your account.
Then select “Loan Product” and inform the bank of the date on which you intend to receive the next installment.
Finally, you will need to set the value.
On the other hand, for those who want to extend their loan at Itaú by phone, it is a good idea to call the center.
Therefore, if you are interested in the extension in which the customer pays both installments next month, call 4004 2848.
Additionally, you can order via the following telephone numbers:
- Capital cities and metropolitan regions – 4004 7051;
- Other locations – 0300 789 7051.
It is worth noting that the call center for the numbers mentioned operates from Monday to Friday, from 8 am to 9 pm.
Conclusion
Itaú is certainly offering an interesting opportunity to individuals who know whether it is really worth extending their loan at Itaú.
This is because the extension is not accompanied by interest and can be beneficial for certain consumers.
