Description
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Hipercard Personal Credit
This is an additional line of credit from the Hipercard card that allows you to take out a loan without compromising the card's revolving limit.
Installment
Possibility of paying Hipercard Personal Credit in up to 36 installments.
Maximum interest
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Not informed on the website.
Therefore, we recommend that you run a simulation so that the company can understand your financial profile and define the rate values, in addition to other conditions.
Do you accept people with bad credit?
The company's website does not indicate whether credit is granted to individuals with bad credit.
However, note that those who do not have credit restrictions may be able to obtain better loan conditions, including lower interest rates.
Hipercard Personal Credit Release Time
There is great flexibility during the process, as the amount is released within 2 business days.
Conditions
As you can see above, it is essential to have a Hipercard card.
Additionally, one of the requirements is to be over 18 years old and present the following documents:
- ID or driver's license, in addition to CPF;
- Proof of residence up to 60 days old (you can present utility bills such as water, electricity or gas);
- Proof of income.
Advantages
- Your credit card limit remains;
- Free use, meaning you can invest the loan amount in any project;
How to apply for Hipercard Personal Credit
You can choose between two forms of request:
First, you can visit a Grupo Big store and sign up at the card service counter.
Find a store near you on the website.
Alternatively, you can call the customer service center and inform them of your interest in the loan:
- 3003 3030 for capitals and metropolitan regions;
- 0800 720 3030 for other locations.
After that, just wait for the company's credit analysis and, if the response is positive, the Hipercard Personal Credit money will be deposited into your account within 48 hours.






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