PicPay Digital Wallet

Description

Benefits of the PicPay Digital Wallet

Firstly, this option serves as an alternative to traditional banks.

Therefore, you create a free payment account in the digital environment and can add funds to your wallet to facilitate everyday payments.

Therefore, the following advantages are conferred:

• Payment of bills in up to 12 installments;
• Cell phone top-up for any operator or transport card top-up;
• Debit and credit card (if approved) exempt from annual fees;
• Cash back on purchases;
• The entire value of the PicPay Digital Wallet yields 105% of the CDI;
• Instant transfers with pix;
• Payment of water, electricity, telephone, internet and even online shopping bills;
• Payment with QR Code if the establishment accepts PicPay;
• Exclusive discounts within the app.

---

Rates 

Opening and maintenance are free, but it is possible to charge for other services such as adding money to the PicPay Digital Wallet with a credit card to transfer between PicPay accounts. In this case, the interest is 4.99% per transaction.

Additionally, each withdrawal costs R$$6.90.

Therefore, the ideal is that you visit the company website in order to check each service fee.

Here, it is worth noting the transparency regarding rates and fees, which can be seen as a positive point.

---

Requirements

The minimum age is 16 years to have a PicPay Digital Wallet, and the customer must have a regularized CPF and an active cell phone line.

On the other hand, personal data must be provided at the time of registration, such as full name, email, CPF and number.

A photo of your face may also be requested in order to confirm the document.

---

How to get the PicPay Digital Wallet

Download the app on your cell phone and click on “register”, as well as enter your details.