BanQi Credit Card

Description

BanQi Credit Card Annual Fee

There is no annual or maintenance fee for the card. A fee of R$$14.90 will be charged if it is necessary to issue a second copy of the card, this amount includes shipping.

Minimum income

Does not require minimum income.

Card Type: International

It is an international card, so you can use it with peace of mind for your international purchases or trips abroad, as the BanQi card is accepted worldwide and in all Mastercard-accredited establishments.

Flag: Mastercard

By having this flag you have several benefits, such as:

• Option to recover balance in case of loss or theft of the card.
• Mastercard Surpreenda Program, where you accumulate points that can be exchanged for products.
• Mastercard Global Service, which offers specialized assistance in case of emergencies.

Limit

The limit will be set according to your account balance, and you have the option to withdraw cash whenever you want, both in Brazil and abroad. It is worth mentioning that the cash withdrawal limit at Casas Bahias is R$1,000 per day.

For international purchases, a fee of 4% is charged on exchange rate variations, plus 6.38% of IOF.

BanQi Credit Card Benefits

• There is no annual fee.
• There are no fees for usage, inactivity or account opening.
• Does not require minimum income.
• There is no credit analysis.
• Physical and virtual card option.
• Bonus when referring friends.
• Possibility of recovering the balance in case of loss or theft of the card.
• Contactless payment.
• Payment by QR Code (Cielo machines only).

How to apply for the BanQi Credit Card?

It is very simple to apply for the card. First, you must open a BanQi digital account, since the application process is done through the App. Finally, simply make a deposit of R$$10.00 and wait for your card to be delivered.