Description
Caixa Anniversary Withdrawal Amount
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This value is consulted from your CPF, NIS, PIS or PASEP
Minimum income
The amount available for withdrawal varies according to the CPF consultation information and your birthday.
How to order
To request this service, simply access the official Caixa Econômica Federal website and make the request by sending your documents, which will undergo the financial institution's standard credit analysis.
The president of Caixa Econômica Federal, Pedro Guimarães, is predicting that around R$1.5 billion will be loaned through the new credit line to one million people. Caixa has brought forward the payment of 3 batches of the Severance Pay Guarantee Fund (FGTS), in the modality that began in 2020, known as anniversary withdrawal.
The advance payment with online guarantee of the anniversary withdrawal loan was released now, in the month of August.
“The loan consists of an advance on the withdrawal amount made available in the month of your birthday. The FGTS balance is used as collateral for the operation, making contracting simple and agile,” Caixa reported.
By bringing forward the anniversary withdrawal, workers will have up to 3 years to pay the resource for credit in the minimum amount of R$$ 2,000,000.
This way, the amount will be released digitally, without the need to go to a Caixa branch, according to Pedro Guimarães.
The bank is offering a very attractive interest rate of 0.99% per month for loans to individuals.
“Credit is quick and easy, without bureaucracy. Simply access Internet Banking, simulate, contract and use the resource”, according to Caixa.
Advantages of FGTS loan
The main advantage is the interest rates, which are very low for individuals, 0.99% per month.
“You can pay in advance for one, two or even three years. And the amount also varies, up to the balance limit, with a minimum of R$1,000,000”, stated Caixa president Pedro Guimarães in a live broadcast.
- Interest per month: 0.99%;
- Interest per year: 12.54%;
- Minimum loan amount: R$ 2 thousand;
- Advance payment of up to three years of benefit;
- Ease: Quick and easy credit to obtain;
- Practicality: Automatic payment in a single installment;
- Speed: Money in the account the day after signing the contract;
- Convenience: It doesn't weigh on your budget, as there are no monthly payments;
Requirements to obtain a loan using FGTS
- Be over 18 years old or emancipated;
- Have a savings account or current account at CAIXA;
- Have a CPF in good standing with the Federal Revenue Service.
How to apply for a line of credit?
The worker can contract the advance withdrawal of the anniversary through the computer using the FGTS application, all digitally.
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