Description
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Nubank Personal Loan amount
The amount released is analyzed by the creditor and established according to the customer's profile.
Installment
It is possible to pay in up to 24 installments.
Maximum interest
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Interest rates are personalized for each customer and may vary depending on the month or number of installments chosen in the simulation. To check the exact rate, simply run a simulation.
Do you accept people with bad credit?
It is not possible to apply for a loan if you are negative, so you must have a CPF without credit restrictions.
Release time
The amount is released immediately, directly into your account. The customer also has a period of 90 days to pay the first installment.
Payment methods
Payment is made via direct debit from Nuconta.
Nubank Personal Loan Conditions
The only condition is that you must have a Nubank credit card or digital account.
Advantages
- The main advantage is the ease with which you can request this type of loan, which is done through the Nubank app itself or through the website;
- The money is immediately deposited into your account, quickly allowing you to resolve the situation;
- There is no need to justify what the amount will be used for;
- The interest rates charged are consistent with the applicant's profile. So, if you are a good payer, the amount will be well below the market rate;
- You can view and manage your payments in a simple and efficient way. And whenever you want, you can choose to pay your installments in advance to receive a proportional discount.
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How to apply for a Nubank Personal Loan?
The only thing you need to do to get this loan is to access your Nubank app, where you test until you know you have made the choice that works best for you.
This way, you can see how much and when you will pay for the loan in a safe and transparent way. Then, the amount will be deposited into your account in a few minutes and can be used as you wish.






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