Description
Loan with Advance Payment of Income Tax Cash Value
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The amount is up to 75% of the Income Tax refund amount.
Installment
It is a single installment.
Maximum interest
Maximum interest rates are analyzed and determined by the creditor, but they are pre-fixed, according to the rate in effect on the date of contracting, and charged with the principal upon settlement of the contract. IOF charged at the time of contracting, in accordance with current legislation.
Do you accept people with bad credit?
This type of loan with advance payment of Income Tax does accept people with bad credit.
Payment methods
The amount is automatically debited when the customer receives the refund or, at the latest, in December, immediately after the payment date of the last batch.
Conditions of the Loan with Advance Payment of Income Tax Caixa
You must be a Caixa Econômica Federal account holder, be entitled to a refund in the year in which you request the advance, and have indicated in your statement that you wish to receive the refund in a Caixa Econômica Federal account.
Advantages
- Deadline – The payment due date follows the date on which your IR refund is deposited into your account by the Federal Revenue Service;
- Rate – Competitive rates aligned with the market;
- Speed and ease – To obtain the advance payment you do not need a guarantor and can contract in a simple and practical way, and the amount is deposited directly into your account.
How to apply for a Loan with Advance Payment of Income Tax?
Visit a Caixa branch to obtain more information and request an Advance Income Tax Refund.
Present the necessary documentation, such as personal documents, proof of income, proof of residence and Income Tax declaration with Delivery Receipt and indication of Caixa Econômica Federal as the receiving financial institution.
After assessing your case, Caixa will determine the amount you can advance. Then, simply sign the contract to receive the amount in your account. Everything is very simple, fast and secure.
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