Description
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PicPay Lending Club
First of all, know that this modality works differently because the ones who lend the amount are other PicPay users.
Therefore, when you need money, you request it through the app and have to wait until the company finds people to lend you the amount.
In other words, it is essential to be a PicPay customer in order to check out the service.
Installment
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Payment in up to 12 installments, as long as each installment has a minimum value of R$$50.
Maximum interest
Not informed, but good financial habits have more weight in your PicPay Score, guaranteeing better rates.
Does the PicPay Lending Club accept people with bad credit?
Yes, but you must do a simulation to check if there is any offer available.
Otherwise, wait for a positive response after one of the company's credit checks that are carried out periodically.
Release time
7 days.
Conditions
Not informed on the website, it is necessary to carry out the simulation through the application to check the requirements.
Advantages of the PicPay Lending Club
- Request directly through the PicPay app, without the need to go to a bank or have direct contact with the investor;
- Good conditions and affordable interest rates;
- Freedom to define payment terms, including installments
- Exemption from the Tax on Financial Transactions (IOF).
How to order
Node app PicPay, click on “wallet”, followed by “loan” and “borrow from the club”.
Then, select the “simulate loan” option to check the conditions.
Right after sending your request, PicPay needs 7 days to look for people who will lend you the amount.
Finally, the money is available in the digital wallet.
Therefore, please be aware that if the order does not collect the full amount within 1 week, it will be automatically and free of charge cancelled.
In this case, it is necessary to make a new request.
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