Did you know that you can transfer your salary and credit card in one place? In fact, one can facilitate the other. Read the text and find out!
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Since 2018, the Central Bank of Brazil has authorized the Digital Salary Portability, that is, the worker can receive his salary in the digital account where he is a client.
The action greatly benefits the customer, as salary portability brings many benefits, including making it easier to apply for a credit card.
In this text, you will discover some digital accounts where you can transfer your salary and even request a credit card full of advantages.
Be sure to check out the great recommendations in this post!
Text index:
- What is salary portability?
- What are the advantages of salary portability?
- Where can I transfer my salary and credit card?
- 1. Nubank;
- 2. Inter;
- 3. Next;
- 4. Original Bank;
- 5. Neon Bank;
- Conclusion.
What is salary portability?
Salary portability is the right you have to decide where you want to receive your payment!
This way, you request this service from the bank where the company deposits your payment.
This way, your payment is deposited every month into the account you chose.
What are the advantages of salary portability?
With salary portability, the new bank can better understand your payment capacity, how you use your money and your consumer profile.
This way, it can offer lines of credit aimed at meeting your needs.
Furthermore, one of the main advantages of porting of salary is the ease of obtaining a credit card and other financial products.
Therefore, if you really want to have a credit card to increase your purchasing power, port it to where you want to have the card.
Finally, it is worth highlighting that this request can be made 100% online, that is, without the need to go to a bank branch.
Where can I transfer my salary and credit card?
There are some institutions where you can do the portability and request credit card online through the application.
Below you will find some great options. Don't miss out!
Salary and Nubank credit card portability
THE Nubank has one of the best digital accounts and credit cards today. He is considered the darling of Brazilians and manages to leave many competitors behind.
When carrying out your salary portability to the Nu account, your money yields up to 100% of the CDI.
In fact, if you choose to save this money with scheduled withdrawals, it can yield more.
Liquidity is daily and there is no minimum amount to start earning.
Furthermore, By bringing your payment to this fintech, you also increase your chances of having a credit card, increase in the limit or access to other lines of credit, for example, loans.
There is no bureaucracy involved in opening your account and portability can be carried out even if you do not have a Nubank credit card.
To do this, the app has the option “Salary portability”. Click on it, enter the CNPJ and the company name of the place where you work.
Then, complete the request and Nubank will take care of the rest. Soon, your salary will be deposited into your digital account and you will be able to enjoy even more benefits.
This service is completely free, you can do everything from the comfort of your home, without bureaucracy or headaches. Nubank is also an option. credit card approved with low score!
Salary and credit card portability Banco Inter
THE Inter Bank It's complete. In your digital account you have access to investments, a card for your children, shopping, loans, financing and much more!
Plus, it’s one of the best digital accounts for earning cashback. You can earn money back on your purchases in a variety of ways, even without being a current account holder.
Certainly, Inter is much more than a bank and a great option to make a salary and credit card portability.
Among the advantages of receiving your salary at Inter, we can highlight, for example:
- Duty free;
- Cashback on invoice payment;
- Use money to invest without complications.
In addition, the balance in your digital account also yields up to 100% of the CDI, without having to apply.
After account approval, you can transfer your salary through the app.
Next Bank
THE Next Bank also has a complete digital account. In it you will find everything you need to carry out your banking operations, purchases and investments, including starting to invest with just R$$1.00.
Other than that, you can still earn extra money by referring friends. You can earn up to R$1,500.00 per month.
Imagine having an income of that amount to do whatever you want? You can, for example:
- Travel more;
- Pay off some debts in advance;
- Invest;
- Use for family expenses;
- Take the family for a walk.
You can still use the money to make many purchases at NextShop and purchase items with exclusive discounts.
With this digital account you can even organize a virtual fundraiser for a family lunch, a trip with friends, or to help a relative.
To make the salary portability to Next, access the menu and search for “Bring my salary”.
Right away, inform the employer's CPF or CNPJ, name and the bank where you receive your salary.
Original Bank
With the Original Bank You have access to exclusive benefits when you receive your salary in your checking account.
The process is also done via cell phone in just 4 simple steps, without having to leave home.
Among the advantages offered by the bank for those who make the portability, we find:
- Waiver of the Original Unlimited Service Package fee;
- Annual fee waived for Original Gold, Platinum or Black credit cards;
- Cashback;
- Unused balance yields up to 100% of the CDI;
- Special rates for contracting Special Checks and Personal Credit.
To make the portability of salary and credit card from Banco Original, visit: original.com.br or download the application available for IOS or Android.
Neon Bank
THE Banco Neon payment account It is perfect for those who love taking care of their money and having control over their finances with ease.
This is because it has fewer features and is simpler to use. If you prefer something more basic, but that meets your banking needs, this could be a great alternative.
With Neon you have access to investments, loans, MEI accounts, credit, debit and virtual cards.
In addition, it has simplified control over your finances and many services without fees or charges.
Conclusion
As you can see, bringing your salary into your account can give you access to many exclusive benefits.
The process is very simple, quick and practical, you do everything through the app, without complications or needing to go to the bank branch where you receive your salary.
Therefore, be sure to check out the digital accounts mentioned here, as you can save money and still have access to many useful services for your daily life.
You can start by knowing and doing the salary and credit card portability at Nubank. Click the button below and see how easy it is to open your account⤵️⤵️⤵️
