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The Paraná Banco payroll loan, famous for “PB Consigned” works as follows:
THE value monthly of the plots and automatically discounted of your benefit or even payroll.
For this reason, to apply, it is essential that you belong to the group of INSS pensioners or retirees.
In addition, municipal, state and federal public services and professionals from the Armed Forces (Army, Navy and Air Force) can obtain it.
Find out more about the fees and application process below:
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Getting to know PB Consignado
First of all, know that immediately after the credit request and approval, the amount is available at has up to 5 days useful.
As a result, the first advantage of requesting would be the possibility of having the amount quickly.
Customers even have the option of investing the money in their dream trip, paying off all debts or dealing with unforeseen events.
In other words, use is free.
On the other hand, the payroll loan has smaller installments and deadlines that arrive at until 96 months.
Hiring can be done safely through the digital environment and the company does not consult credit protection agencies.
That is, the negative that meet the requirements, can request.
To get the PB Consigned, you do not need to be a bank customer and the interest rates are fixed.
As a result, all fees, interest, installments, terms and the total effective cost of the operation are clear before signing the contract.
This ensures that the customer does not have any unwanted surprises due to the increase in the installment over the months.
And in addition to all the advantages above, the company has great transparency, providing all the necessary information in website.
Value of interest rates
In general, the fees are worth 2% monthly, which is around 27,24% per year.
This value refers to the maximum interest price of your PB Consigned.
Therefore, on the company's website there is the following example of credit to clarify doubts regarding rates:
In a contract simulation under the INSS Agreement, in which the client requests R$ 1 thousand to be paid in 84 installments, the value of the fees is 1.80 am and 23.87 per year.
Therefore, the installments are R$ 24.24 and the IOF is R$ 31.31.
The final amount to be paid would be R$ 2,036.16.
Therefore, note that the company makes all information clear.
How to get
Finally, the request can be made via the website.
For that, access this link and enter your personal details to start the simulation.
Then, indicate the amount you want to obtain, as well as check all the conditions of the contract.
If you agree, I will follow the step-by-step process for hiring your PB Consigned.
And in addition to the website, you can clarify all your doubts through the Paraná Banco service channels:
- SAC – 0800 645 6090;
- Hearing Impaired SAC – 0800 645 6091;
- Ombudsman – 0800 645 6094.
Also check out the Crefisa loan for people with bad credit.
