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Banco Santander is considered the largest bank in the Eurozone and is also considered the third most valuable brand in Spain.
The bank currently has different credit card options in its portfolio, some in partnership with large companies, for example: Shell and Vivo.
Santander cards are Mastercard cards, with the exception of the Unlimited model or older versions.
In today's article, we'll show you how pay bills with Santander credit card, Basic version.
So, see our index below:
- Advantages and disadvantages of paying bills with a card;
- About the card;
- Benefits of the flag;
- How to pay bills with a Santander credit card;
- How to apply;
- Summary.
Happy reading!
Advantages and disadvantages of paying bills with a Santander credit card
With the Santander Basic card you can pay for your purchases in up to 12 installments. That's great!
Therefore, you will be able to buy a more expensive item with installments that fit your budget.
However, the disadvantage of this practice is that the greater the number of installments, the more interest will be charged.
Therefore, the ideal is to pay in as few installments as possible so as not to end up at a loss by paying a lot of interest.
Other than that, always having credit available to pay bills in times of need or urgency is very advantageous.
However, we must always use it carefully so as not to get into debt and end up on the defaulters' register.
About the Santander Basic credit card
This credit card is for domestic use only, so if you are traveling abroad, have an international card on hand.
On Santander's website you can find credit card options that are accepted to pay international bills.
The Basic Card annual fee is 12x 6.95, the same amount applies to the additional card. You can have up to 5 additional cards.
The expenses of all cards are concentrated on your statement, but you are the one who sets the credit limit for each of the additional cards.
The minimum income to apply for yours must be R$1,045.00. A little less than the minimum wage.
With it, you have access to the Way App where you can manage your card online.
In addition, you can also purchase Basic Credit Card Insurance, which protects your card against loss, theft, robbery and even withdrawals and purchases made under duress.
Insurance costs just R$$6.99 per month. Of course, in such a dangerous country, it is always good to have insurance.
One of the advantages of the Santander Basic Card is that you can withdraw money using the credit function and pay in installments on your bill.
This action is subject to credit analysis.
Currently, this card is not available under the Visa banner, but those who already have it under that banner can enjoy the benefits it offers.
For those who still intend to make a request, please note that it is only available with the Mastercard brand.
Visa cards have some benefits, so keep reading and find out more.
Next, you will learn how pay bills with Santander credit card.
Visa Benefits
All Visa cards have exclusive benefits, however, they vary depending on the card version.
Because it is a basic model, the benefits are also simpler. The best-known benefit of this brand is Vai de Visa.
In this case, users have access to a range of exclusive discounts on products, services and insurance.
For example:
- Three months free when subscribing to Amazon Prime and Rappi;
- 50% discount on Westwing projects;
- Discounts on distance learning undergraduate courses at UniDomBosco.
Discounts tend to vary, but you can follow the changes and find out more details on the Vai de Visa portal.
How to pay bills with a Santander credit card?
For online accounts, you need to have the Way App installed on your cell phone. This is how you make all Santander Basic Card transactions.
Then, select the payment method, in this case, you can choose:
- Online Card;
- Send money (you can use your credit limit);
- Pay bills with your Santander credit card using QR Code;
- Approximation;
- Split bills with friends (available for debit and credit payments).
After choosing how you want to pay your bills, proceed with the transaction and complete the payment.
The Way App is used to pay bills with any Santander credit card, right?
Therefore, the procedure is the same regardless of the credit card.
If you have any questions about payment methods on the Way App, click here for more details.
How to apply for the Santander Basic Card?
Those interested in applying for a card and starting pay bill with Santander credit card must access the website: santander.com.br and make a request.
Summary
Certainly, Santander credit cards have many advantages, among them, being able to pay bills and even pay in installments is one of them.
Therefore, open your account and request your credit card, only then will you be able to pay bills with the Santander Basic credit card or other option.
