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Learn all about Nubank Ultravioleta now. How does it work? What are the benefits? Get your questions answered!
In advance, Nubank Ultravioleta is the credit market launch that has most aroused consumer curiosity lately.
After all, the card is exclusive to the premium line, aimed at customers with high spending.
In fact, the result is a Black line full of benefits!
To answer many people's questions, we've gathered all the information about the Nubank Ultravioleta credit card in the content below.
So, keep reading and see what it is, how it works, the benefits, how to redeem cashback, and how to request yours!
What is Nubank Ultraviolet and how does it work?
At first glance, Nubank Ultraviolet is a premium credit card from the Mastercard Black line. Designed exclusively for customers who want more benefits to include in their daily lives, without the hassle of bureaucracy.
In addition to the Black card's advantages, its design is innovative and modern. Made entirely of metal, it's unlike any other card you've ever seen.
One of the reasons for the name ultraviolet is that it comes with a unique message and can only be seen in sunlight.
There is no number or expiration date on the outside; only you have access to this information in the app.
Regarding the benefits, the cashback system is the big differentiator, as 1% of all purchases made using the “credit function” are returned instantly.
In fact, while the customer does not use the balance, the value yields 200% of the CDI.
There is even the flexibility of transfer the money to your account, convert to airline miles or else use in investments in Easynvest.
Advantageous, right? That's because you haven't seen the benefits of Mastercard Black yet!
A very important detail!
The Nubank Ultravioleta card works similarly to the conventional account card, however, it is not possible to have both simultaneously.
I.e, When you join Ultravioleta, the card popularly known as “purple” is automatically cancelled. It is even necessary to create a new virtual credit card.
Advantages of Nubank Ultraviolet
Well, now that you know what it is and how it works, let's present the advantages of applying for the card. Plus, of course, the cashback balance to use as you wish!
VIP Room
If you're the type of consumer who travels a lot internationally, the first advantage is the VIP lounges at airports.
In Brazil, customers have free access to the Mastercard Black VIP Lounge at Guarulhos Airport.
Around the world, you can enjoy the Lounge Key VIP rooms for just US$1,400,000 per person.
Protected Purchase
All products purchased with the Ultraviolet Mastercard Black are insured against accidental damage, theft and robbery for up to 90 days from the date of purchase.
So, always use your card when paying for cell phones and jewelry. This way, you'll also ensure a good cashback balance.
Travel Health Insurance
Have international health insurance at your disposal, valid for all international tickets paid for with the Nubank Mastercard Black!
Baggage Insurance
On your travels, rest assured about your belongings, after all, with baggage insurance your bags are protected in case of loss or misplacement.
Wifi in several airports
Access free Wi-Fi at airports wherever you are. There are thousands of Wi-Fi hotspots around the world.
Double guarantee
Whenever you purchase a specific item and pay with Ultravioleta Nubank, the consumer has a longer warranty period, counting beyond the original warranty offered by the manufacturer.
The best, without paying fees or charges for this service.
Okay, but how much will this cost me?
Nubank rightly became known in Brazil and Latin America for its credit cards with no annual fees and abusive fees.
Even with the Black line this doesn't change, after all having average expenses of R$5,000.00 for 3 months on the invoice, the annual fee is free.
Another way to gain exemption is by having financial investments of no. minimum R$150,000.00 at Nubank and Easynvest.
If the customer does not meet these criteria, the annual fee is only R$49.00. In fact, the cost of a Black card is quite small. Currently, this membership would cost no less than R$1,400.00 per month.
How does the Nubank Ultravioleta Cashback system work?
As we mentioned at the beginning, on all purchases using the credit function, the customer earns 1% cashback.
The difference is that the balance is credited immediately, even before the invoice is paid, and it yields 200% of the CDI.
The money is yours!
You can even redeem your balance directly to your Nuconta at any time. You can also exchange your balance for airline miles with Smile.
Or financial applications with cashback in Easynvest.
In fact, you can complete the entire procedure through the Nubank app without any complications or bureaucracy.
How do I apply for the Nubank Ultravioleta credit card?
First of all, if you want this card, you must first register on the waiting list.
Well, the financial institution is gradually releasing Nubank Ultravioleta.
Both digital bank customers and non-customers can register to request the card. However, at this stage, preference is given to Nubank product users.
To sign up, go to the official Nubank website and select "New Nubank Ultraviolet Card." Enter your CPF and other requested information in the tab on the side.
After this, the financial institution carries out a credit analysis with your data. You will receive all the information regarding your request in your email.
If approved, the option to apply for the Nubank Ultravioleta Credit Card will appear directly in the app. Then, simply accept the terms and wait for delivery.
Wrapping up the topic about Nubank Ultravioleta
We can certainly conclude that Nubank Ultravioleta is a perfect option for high-income consumers who spend a lot on their cards.
Because, in addition to having a Black card with no annual fees, the customer also accumulates balance on all purchases!
So, if in one month your expenses are for example R$5,000,00, R$50,00 is yours and while you decide what you are going to do, the money will earn 200% of the CDI.
Of course, we can't forget to mention the benefits and amenities of your trips, whether for business or pleasure.
