Best Banks: check out a complete list with 7 options

If you are interested in the world of investments, you have undoubtedly wondered which are the best banks to keep an account and enjoy services such as credit cards, loans and transfers, right? 

This doubt is completely common given the vast number of banks available in the financial market. But, among all of them, it is possible identify the best banks and choose which one to place your trust in and, most importantly, your money in.

So, to help you on this journey, we have developed this complete content, with a technical and professional selection of 7 best banks available today, from which you can choose the one that best meets your needs and aspirations. Check it out!

The 7 best banks on the market 

The determining factor for a bank to be classified as good and reliable is its quality of customer service, as well as time on the market and satisfaction history of your customers. 

So, thinking about these topics, we selected the 7 best banks that stand out the most and are advantageous for you, the consumer and client. 

1. Nubank

The first on the list could not be anyone else. After all, the Nubank bank is what draws the most attention when the subject is fast and humanized service, good customer relationships and application usability. 

In addition, the services offered by the application and NuAccount are totally advantageous — you can enjoy common services such as:

• transfers (common and via pix);
• payments of practically all types of bills
• credit and debit card with no annual fees; 
• all this with total ease through an intuitive and simple application interface. 

As if security and practicality weren't enough, Nubank now offers several other financial products such as life insurance and loans, including the possibility of making fixed income investments with 100% CDI yield. 

The only negative point, pointed out by the bank's customers, is the charging of fees for cash withdrawals at ATMs, which today reaches R$6.50 per withdrawal. 

2. C6 Bank

Secondly, we present the C6 Bank, which, according to official sources, was the first bank to reach 1 million customers in such a short time. 

A positive point of C6 Bank in relation to Nubank is exactly the no withdrawal fees. Yet another highlight for the C6 is the possibility of 102% yield of the CDI for investment in CDBs with daily liquidity. 

About the rewards programs, C6 Bank is once again ahead with the Átomo program, which is free and guarantees several benefits. 

In addition, there are advantages such as:

• free transfers and PIX;
• credit and debit cards with no annual fees;
• loyalty programs;
• free offering of products such as the C6 Taggy, for use in tolls;

3. Box

For being a very traditional and old bank In the market, Caixa has many benefits for its customers. Despite being a traditional and non-digital account, Caixa's checking account has an application for online transactions. 

Through it, it is possible to:

• pay bills;
• check extracts;
• make transfers;
• simulate financing and housing plans; 
• and even check and bet on Lottery products, which is a big plus.

The main The disadvantage of opening an account at Caixa is the impossibility of opening it online.. This means that the interested party needs to go to an agency, in person, to carry out the procedure. 

4. BMG Bank

THE BMG bank, although it is also traditional in Brazil, allows you to open accounts online, through the application. 

A big difference with BMG is the permission to open accounts even for people with negative credit scores. Other advantages of the bank are:

• There are no maintenance fees or transaction limits. 
• it is also possible to take out loans and invest in fixed income;
• withdrawals are unlimited and free;
• it is possible to deposit into the account via bank slip;
• You can accumulate points through the Mastercard Surpreenda program.

Among the few disadvantages of Banco BMG are the impossibility of opening legal accounts and the lack of resources for recharging cell phones. 

5. Santander

THE Santander has the Confia digital account, which can be opened online and is free as long as the customer receives the amount in their account every month, at least R$1000.00 and pay bills with the account. 

This account model allows unlimited withdrawals, TEDs and DOCs. Otherwise, there are other 2 charts of accounts, both with values higher than R$29.50. There are also several card options, which may or may not charge annual fees. Another option is Superdigital account. 

6. Bradesco

THE Bradesco account it has maintenance fees of R$34.90 per month, 9 withdrawals and 20 free TED and DOC per month. 

This is a disadvantage compared to other top banks, as most of them do not charge maintenance fees or limit withdrawals and transfers. Another disadvantage is the absence of investment products. 

But the Bank also offers benefits, such as:

• 10 check sheets;
• Bradesco Benefits program, with cell phone bonus;
• discount on medicines; 
• digital rewards;
• reduced interest on the Special Check rate, Personal Credit Limit and Bradesco Flex Credit;
• 2 free monthly statements, through cashiers and self-service terminals, with the next ones costing R$ 2.95 each. 

7. Itau

Finally, Banco Itaú also has its place in the sun, under the classification of the best Brazilian banks, with the recently launched Iti. 

It is possible to open an account at Itaú completely online and free of charge, free of monthly fees and free rate transfer between banks. A negative factor is the withdrawal value, which reaches almost 7 reais each (R$6.90).

How to choose the best bank?

Choosing a bank is a huge responsibility. After all, it is the bank you will rely on for all the time you need to carry out financial transactions, investments and loans. 

In view of this, there are 2 possible scenarios: 

• you love the institution chosen and feel satisfied with all the agility, good service, technical support and compatibility with the market;
• or regret the choice you made because you can't access support and the system always crashes and leaves you stranded. 

Without a doubt, the second option seems extremely stressful and unfeasible, causing a somewhat uncomfortable and frustrating experience. Therefore, one of the analysis rules before “making the decision” and opening your account is follow up on customer feedback and former clients.

Also, always consult sites like Reclame Aqui and search for brands in Facebook communities and hashtags on Twitter, for example. 

There, you can understand the main gaps in companies and measure how much that problem would interfere in your daily life. 

Furthermore, it is possible check reviews on reliable sites, with impartial analyses, such as this article from Consulta Cred. Generally, analysis articles always take into account “both sides of the coin”: both the positive and negative points. 

Get to know Consulta Cred and our services!

Conclusion

Now that you know which are the best banks on the market, just choose the one that you like the most and meets your expectations. 

Always keep up to date with market updates, releases and optimizations that are built and don't be afraid to change when necessary. 

If you liked the content, how about sharing it with a friend who also has questions about which are the best banks to open an account? They will undoubtedly be happy to receive this information.