LOAS, what is it, and who is entitled to the benefit?

LOAS what is it, is a very common question asked by those who wish to apply for the benefit.

Some people believe it is a type of retirement, while others think it is a social benefit.

But who is right? After all, what is LOASWhat is the relationship between LOAS and BPC? How do I apply?

All of this can be seen throughout the following content, where we will explain everything about LOAS.

So, if you want to clear up all your doubts about this topic, stay with us!

What is LOAS?

You've probably heard about LOAS, as it's a very popular topic.

In general, conversations on this topic revolve around the world of retirement and social benefits.

This is because some believe that LOAS is a type of retirement for those who did not contribute to the INSS.

But is that really it? After all, what is LOAS?

The first thing we must understand is that the acronym LOAS refers to the Organic Law of Social Assistance, nº 8742/93.

This is the law responsible for ensuring compliance and payment of social benefits.

Among the benefits granted by law, we have the BPC (Continuous Progression Benefit).

This is the benefit that many believe to be retirement, due to its payment method.

In BPC, the beneficiary receives the amount of 1 (one) current national minimum wage per month.

The purpose of the benefit is to guarantee a minimum income for people in situations of economic vulnerability and who have impediments to work.

It is worth mentioning that to receive BPC, you must meet certain income criteria and prove your inability to work.

Thus, with proof, the citizen is entitled to the benefit and begins to receive the BPC monthly, with no deadline for its transfer.

So, now you know that the LOAS response, what it is, has BPC as the main response.

This is because BPC is the main benefit granted by the Organic Law of Social Assistance!

Who is entitled to LOAS?

At this point you already understand what LOAS is, and you know that what everyone believes to be LOAS is actually BPC.

This is because, when we talk about LOAS, many people immediately think of the benefit, which is very similar to retirement.

But, as we have already seen, BPC is a social benefit, aimed at low-income people who have a proven inability to work.

And, although this is a complete description, there is still a lack of more concrete information to explain who is entitled.

The first criterion to be met concerns the citizen's income.

Therefore, the applicant must prove a situation of economic vulnerability, based on family income.

To do this, simply present the data to the attendant when requesting the benefit.

The second criterion concerns the factor that prevents work in the long term.

This means that to apply for BPC, the citizen must prove that they have some factor that prevents them from working for a long period.

Therefore, it is necessary to prove an impediment lasting more than 2 years to request the BPC.

Therefore, the following can apply for the benefit:

• Elderly people over 65 years old;
• People with Disabilities and/or Special Needs.

It is worth mentioning that in the case of requests by people with disabilities and/or special needs, these may be physical, intellectual or mental.

Furthermore, these do not need to be visible or permanent, a report proving the need for assistance for more than 2 years is sufficient.

See how to apply for the benefit 

After everything we've seen, you surely already know LOAS what is it, and who can apply for the BPC benefit.

So, all that's left is for us to explain the request so you know how to make it.

It is important to note that although BPC is not a type of retirement, it is administered and paid by the INSS.

This is because the meaning of INSS is precisely the National Institute of Social Security.

Therefore, it is easy to understand that the administration of social benefits is also carried out by the INSS, which includes the BPC.

to request the BPC you must access the website My INSS, application or go to an INSS organic unit.

Whichever method you choose, the process is very simple and basically consists of participating in interviews with the income and health analysis sectors. 

Therefore, the first thing you need to do is schedule an appointment to request the benefit.

To do this, simply go to the INSS on the scheduled date, with your income and health proof documents.

Just present the documents and complete your request.

Once this is done, the next step will be to wait for the benefit to be approved.

Once your BPC is approved, payment will be made by the INSS based on the stipulated dates and calendar.

And, just like that, you can request your BPC, and receiving it is even simpler.

This is because, every month you will receive the amount corresponding to the minimum wage in effect on the agreed date.

Are those who receive LOAS entitled to Bolsa Família?

One of the main issues when we talk about LOAS is precisely the right to Family Allowance.

This is because many believe that when receiving BPC, it is not possible to apply for Bolsa Família.

It is important to say that this view is not true, since receiving one benefit does not preclude another.

But be careful, as the receipt of Bolsa Família is granted through an income analysis.

In this way, BPC also forms part of family income.

Therefore, if the BPC amount and income exceed the limit, the right to Bolsa Família is lost.

However, this does not occur because of the BPC itself, but rather because the family income exceeds the limit. 

Therefore, if the BPC amount does not exceed the limit allowed by Bolsa Família, it is possible to receive both benefits.

It is important to say that we are talking about two social benefits to guarantee a minimum income.

Therefore, both are received in cases where the family group has an income well below average.

In addition to Bolsa Família, other benefits can also be requested, and it's worth checking with the INSS about the possibilities!

So, after knowing everything about LOAS and what it is, check your possibilities, because who knows, it might be possible to apply for your benefit! 

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