[Free] Discover How to Clear Your Name: SPC and SERASA Never Again

The decline in the job market caused by the pandemic has increased the expectation of defaulting on payments, bringing more importance to the idea of clearing one's name.

Many people were caught off guard and ended up not being able to pay off their debts.

As a result, these people had their CPF included in the negative registry.

So, in today's article, we're going to teach you step by step how to clear name, But first, we’ll show you the disadvantages of having a bad credit rating.

Keep reading and find out how to get rid of SPC and Serasa!

What are the disadvantages of having a bad credit rating?

Surely, you didn't plan to tarnish your name, but for various reasons this happened, right?

In addition to being a frustrating situation, making us uncomfortable and even losing sleep, being in default can bring us many disadvantages, some of which are:

• Not being able to obtain any type of financial service: loan, card and financing;
• Having to buy everything in cash, only with cash in hand;
• Lose purchasing power;
• Losing an opportunity for extra income that requires the person to have a clean record, for example: being a Natura, Eudora, Avon consultant;
• Being seen as a bad payer;
• To have credit score low.

Unforeseen events happen to everyone, and if a person does not have an emergency fund, the solution is to seek services such as personal loans, as well as payroll loans and credit cards.

However, being negative in SPC and Serasa will result in your requests being denied. 

In this sense, see below the tips to avoid these disadvantages when clear the name.

How to clear name?

Let's learn how to clear your name in 2 quick and simple steps?

1. Check your CPF

To check your CPF, go to Serasa website and register, when you do this, it will appear whether or not you are in debt.

Immediately after the consultation, it will be available how much you owe and to whom.

Therefore, requests made on the Serasa website are free, but you can go to an internet café in your neighborhood and ask them to do it.

2. Negotiation 

The advantage of negotiating through the Serasa website is that you can see all your debts in one place.

This way, there will be no need to seek out the companies responsible for collecting the service that is owed.

By clicking on “Debt Negotiation”, the company will provide an agreement with the best values, installments and dates for you.

Therefore, simply choose the best option, print the bill and pay by the stipulated date. Debts paid in full receive greater discounts.

With Serasa, it is possible clear name when negotiating debts with companies from different segments, for example:

• Box;
• Bradesco;
• Four Seasons;
• Energisa;
• Itau;
• Digio;
• Santander;
• Alive;
• Itapeva;
• Avon;
• Crefisa;
• Porto Seguro Cards;
• Havana;
• Tim;
• Algar Telecom;
• New World;
• Pan Bank
• Atlantic Investment Fund;
• Bradesco Financing;
• Colombo Stores;
• Bahia Houses;
• Cold Point;
• Tent;
• The Apothecary.

So don't waste time! Say goodbye to SPC and Serasa!

Finally, find the best options for clear name; organize your financial life and regain credit in the market!