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Smart business owners don't just pick any card—they use Ink Business Unlimited®
If you run a business, whether small or medium-sized, you know that every financial decision directly impacts its growth.
From paying suppliers to investing in technology, everything needs to be done strategically. And when it comes to credit, choosing the right right business card may be the factor that separates stagnation from progress.
Have you ever imagined transforming each purchase made in an automatic financial return, hassle-free, with no hidden fees and with full control over your company's expenses? That's exactly what Ink Business Unlimited® Credit Card, from Chase, offers a simple card to use, but powerful in results.
In this comprehensive guide, you'll understand how Ink Business Unlimited can not only simplify your company's financial routine but also generate real savings, control, and even growth opportunities. If you're looking for autonomy, solid rewards, and flexibility, this card may be just what your corporate arsenal needs.
Inside the differences that make Ink Business Unlimited a strategic choice
1. 1.5% fixed and unlimited return: a constant advantage
Many business cards offer conditional rewards: you have to spend in certain categories, follow bonus calendars, and manage restrictions. With Ink Business Unlimited, the proposal is different: you receive 1.5% cashback on all purchases, no exceptions and no limits.
It doesn't matter if you're paying for a Google ad, buying office equipment, having lunch with a client, or filling up the company car with gas — every dollar spent automatically returns $0.015 for your business. In large volumes, this represents a significant difference in your company's finances.
2. Competitive Welcome Bonus: $750 right away
Upon reaching $6,000 in expenses in the first three months after approval, you will receive $750 cashback as a welcome bonus. For many companies, this amount adds up quickly and can be reinvested in inventory, marketing, or even to cover part of the bill.
It's one of the most generous offers in the category, especially for a card no annual fee.
3. No annual fee: more savings from day one
While many corporate cards offer similar benefits with fees that can exceed $95 or $150 annually, the Ink Business Unlimited eliminates that barrier. It is 100% annual fee free, which makes it even more attractive for entrepreneurs who want to profit without compromising their fixed budget.
4. Smart team management with free additional cards
You can issue additional cards at no cost for partners, employees, or team members. This allows you to centralize expenses on a single invoice and facilitate tracking of expenses by employee. Furthermore, all cashback generated by additional cards goes to the cardholder's main account—maximizing company profits.
5. Corporate protections included
Ink Business Unlimited comes equipped with a range of protections that offer peace of mind for business owners, including:
- Coverage for rental vehicles (when paid with card)
- Fraud protection
- Extended warranty on qualifying purchases
- Damage and theft insurance on eligible purchases
These features are especially valuable for companies that travel frequently, purchase equipment, or use rental vehicles in their operations.
See how Ink Business Unlimited can change the way you run and grow your business.
Real-life Ink Business Unlimited use cases
Example 1: Digital marketing with cashback return
Imagine a company that invests $3,000 per month in advertising on Google, Facebook, and LinkedIn. This represents a return of $45 monthly cashback. At the end of 12 months, they are $540 accumulated only with marketing campaigns — amount that can be reinvested in new ads or used to cover part of the bills.
Example 2: E-commerce that purchases inventory with the card
A small women's fashion e-commerce business purchases $7,000 in inventory per month. Using Ink Business Unlimited, the company recovers $105 monthly (or $1,260 per year) just for using the card correctly — not counting the initial bonus of $750.
Invisible benefits that make a difference
Many business owners don't realize that using the right card also helps build business credit, an essential factor for obtaining larger financing, leveraging projects, and gaining credibility with financial institutions. Ink Business Unlimited, as a Chase product, helps reinforce this relationship of trust with one of the largest banking institutions in the US.
Furthermore, centralize all company purchases on a single card simplifies the accountant's work, facilitates expense categorization, and makes financial analysis more accurate and effective.
How to secure your Ink Business Unlimited today
Who can apply?
- Companies registered in the USA, including LLCs, partnerships, S-corps, C-corps, or even sole proprietors (freelancers, consultants, online sellers, etc.)
- People with good personal credit history (score above 670 recommended)
- Businesses that operate with American CNPJ (EIN) or with Social Security Number (SSN) for self-employed workers
Required documents and information:
- Business details (name, address, operating time)
- Estimated annual revenue
- Name and CPF/SSN of the person responsible
- Type of business entity
Step by step request:
- Visit the official website of Chase Bank.
- Find the section “Business Credit Cards”.
- Select the Ink Business Unlimited® and click on “Apply Now”.
- Fill out the form with your business information.
- Submit your application and wait for approval, which usually takes a few minutes (in some cases, it may take a few days for further verification).
Important tip: you don't need to have a large turnover to be approved
Many entrepreneurs believe that they need a large company or significant revenue to get Ink Business Unlimited. But that's not true. Chase approves thousands of small business owners, freelancers and beginners every year — as long as they demonstrate responsible use of credit and present an application consistent with their activities.
Ink Business Unlimited FAQs
1. Can I transfer cashback to other Chase cards?
Yes. If you have cards like the Chase Sapphire Preferred®, Sapphire Reserve® or the Ink Business Preferred®, you can convert cashback into Ultimate Rewards points and use them with up to 25% more value on travel or transfers to partners such as United, Hyatt, Marriott, etc.
2. Does the card work for international purchases?
It works, but there is a 3% fee on international transactionsFor those who make a lot of purchases outside the US, it may be worth combining the Ink Business Unlimited with another Chase card that doesn't charge conversion fees, such as the Chase Sapphire Reserve.
3. Does cashback expire?
No. The accumulated cashback amounts do not expire as long as the account is open and in good standingThis gives you the freedom to use your returns when it's most strategic for your business.
The card that rewards your management with intelligence and returns
THE Ink Business Unlimited® Credit Card is, without a doubt, one of the most complete and efficient solutions for those looking simple, automatic, hassle-free rewardsWith it, every penny your company spends turns into profit. And with the initial bonus of $750, the return starts practically from day one.
Its no-annual-fee structure, combined with a fixed cashback of 1.5% on all purchases, makes Ink Business Unlimited stand out as one of the best options on the market in 2025 for small businesses, freelancers, and entrepreneurs who want a powerful and practical financial tool.
If you want to stop wasting money on business cards that don't offer real returns, it's time to take the next step with Ink Business Unlimited.
