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Are You Leaving Money on the Table?
If you're an entrepreneur, small business owner, or financial manager of a growing company, you may not have realized: using the wrong business credit card can cost you dearly — not just in fees, but in lost opportunities.
While many business owners continue to use personal cards or basic options for corporate expenses, those who are already familiar with Ink Business Preferred® Credit Card is playing on another level.
This business card from Chase Bank was developed for modern companies that are looking for more than credit: they want real rewards, smart protection and control tools that make a difference in everyday life.
If you're looking for a card that offers tangible benefits with direct returns for your business, keep reading. What follows could change the way you manage your company's expenses.
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Why Is the Ink Business Preferred One of the Most Valued Business Cards in the US?
Let's get straight to the point: the Ink Business Preferred isn't just a pretty card with a premium logo. It offers a powerful combination of rewards, protections, and features tailored to businesses looking to grow intelligently.
💼 1. Points That Are Worth Much More
The biggest draw of Ink Business Preferred is its robust rewards system. You earn:
- 3 points per dollar spent in up to $150,000 per year in key categories such as:
- Online marketing (Facebook, Google, Instagram Ads)
- Fixed and mobile telephony
- Internet providers and cloud software
- Flights and accommodation booked directly
- 1 point per dollar on all other purchases
If your company invests in digital marketing, travels frequently, or uses cloud-based technology, this card will earn points quickly.
🎁 2. 100,000 Bonus Points: An Offer That Speaks for Itself
When spending $8,000 in the first 3 months, you receive 100,000 bonus points. This is equivalent to:
- $1,000 in cash
- $1,250 in travel when booking through Chase Ultimate Rewards®
Few business cards offer such a high bonus with a relatively affordable down payment.
🔄 3. Rescues with Total Freedom
Chase offers one of the most versatile platforms on the market: Ultimate Rewards®With it, you can use your points to:
- Book flights, hotels and car rentals with 25% more value
- Redeem for cash or gift cards
- Buy electronics, furniture and accessories
- Transfer points to more than 10 partner loyalty programs
Examples include:
- United MileagePlus®
- JetBlue TrueBlue®
- World of Hyatt®
- British Airways Executive Club
- Marriott Bonvoy®
This flexibility allows you to convert points in the most strategic way for your business model.
🔒 4. Protections That Reassure Any Entrepreneur
Ink Business Preferred doesn't just earn points. It also protects you, your employees, and your equipment. Here's what's included:
- Commercial cell phone insurance: up to $600 per claim when paying the bill with the card
- Coverage against fraud and unauthorized transactions
- Manufacturer's warranty extension
- Purchase protection for up to 120 days (damage and theft coverage)
- Car rental and trip cancellation insurance
These coverages are essential for companies that work in the field, travel, or have mobile teams.
🧾 5. Business Expense Management Made Easy
With Ink Business Preferred, you have access to a comprehensive control panel that allows you to:
- Issuing free additional cards for employees
- Definition of individual limits by collaborator
- Generate reports by category, period, or cost center
- Integration with QuickBooks® and other accounting tools
It's like having a financial center in the palm of your hand, with total control over your company's resources.
How Can This Card Enhance Your Company's Reality?
You may even have good cash flow, but have you ever stopped to think How much is your company losing by not accumulating rewards on everyday spending?
Let's illustrate with real-world examples how Ink Business Preferred can generate value:
🧮 Example 1: Digital Marketing Agency
- Monthly advertising spend: $10,000
- Annual total: $120,000
- Reward: 360,000 points per year
By converting this into the Chase travel portal, they are $4,500 in tickets and accommodation — enough to fund the team's trip to an international conference.
🧮 Example 2: E-commerce Store
- Spending on suppliers, apps, telephony and shipping: $6,000/month
- Annual total: $72,000
- Reward: 216,000 points
You can use these points to reinvest in your business, give employee bonuses (in the form of gift cards), or cover the costs of your next Black Friday.
🧮 Example 3: Startup with a Remote Team
- Monthly spending on SaaS and internet: $3,500
- Annual total: $42,000
- Reward: 126,000 points + 100,000 welcome bonus
In the first year, this startup would accumulate more than 226,000 points, which is equivalent to more than $2,800 in travel or reimbursements.
It's Time to Make the Right Decision
✅ What you get when you order Ink Business Preferred:
- 100,000 welcome points
- 3x points in key categories of your business
- Exclusive protections for cell phones, shopping and travel
- Employee management and control tools
- Access to the Ultimate Rewards portal with 25% bonus travel
- Free additional cards for your team
- All this with an annual fee of just $95
📥 How to Apply?
You can apply directly on Chase's official website. Review times are usually quick, and you don't need to be a large business to be approved—the card is also available to:
- Freelancers
- Microentrepreneurs (MEIs)
- E-commerce owners
- Self-employed professionals
📋 Important Tip:
Have your company information handy (even if you operate as an individual with a CNPJ), estimated revenue, and credit history. Chase generally approves those with good credit. good or excellent.
Is Ink Business Preferred Worth Choosing?
Yes — and easily.
With a combination that's hard to beat, Ink Business Preferred is ideal for any company that spends more than $2,000 per month on operations. It offers:
- One of the best welcome offers of the market
- High rewards in most relevant categories
- Robust system of management and protection
- Flexibility in redemption of points
- A clear structure and transparent fees
If you want to transform operating expenses into growth tools, this is the right choice.
