Ink Business Cash®: The No-Annual-Fee Card That Generates Profit for Your Business

Why Are More and More Businesses Choosing Ink Business Cash®?

1. Make Money on Your Operating Expenses

The big difference with Ink Business Cash® is simple: it reward your business spending with direct cashback.

See the reward structure:

5% reimbursement up to $25,000/year in:
- Office supply stores
- Internet, landline, cell phone and cable TV bills
2% reimbursement up to $25,000/year in:
- Gas stations
- Restaurants and cafes
Unlimited 1% on all other purchases

In other words, common expenses such as stationery, digital services, corporate catering and vehicle fueling return part of the amount spent directly to your pocket — a constant economy, month after month.

2. Initial Welcome Bonus: $750 Cashback

When spending $6,000 in the first 3 months, you receive $750 cashbackFor companies with monthly operating expenses, this amount can be easily achieved and represents a significant immediate return.

3. No Annual Fee, No Risk

Many business credit cards charge annual fees ranging from $1.95 to $1.55 per year. Ink Business Cash® has no maintenance fees—meaning clean profit from the first use.

This feature makes it ideal for small businesses, freelancers, self-employed and any company that wants a business card efficient and economical.

4. Intelligent Management of Business Expenses

With Ink Business Cash®, you can:

To add free additional cards for your team
Set individual spending limits per employee
Generate detailed reports
Integrate transactions into QuickBooks®, streamlining your accounting

Additionally, you can classify your purchases by type, view consumption trends, and anticipate cash flow with greater accuracy.

5. Real Support for Your Company's Growth

Chase provides Ink Business Cash cardholders with access to exclusive online tools, business customer support, and enhanced security benefits, such as real-time fraud alerts and two-factor verification.

Turn Your Credit Card into a Growth Ally

✅ 1. Save Without Changing Your Habits

You already pay bills like phone and internet for your business — why not get 5% back on those expenses?

With Ink Business Cash, you maximizes returns without having to change your operation. It's a practical way to automatically reduce fixed costs.

✅ 2. Protection and Security at Every Stage

In addition to the rewards, the card offers a full protection coverage, including:

Insurance against damage and theft when purchasing (up to $10,000 per occurrence)
Extended warranty: Adds up to 12 extra months to your manufacturer's warranty
Primary coverage for vehicle rentals, ideal for business trips
Zero liability in case of fraudulent use

These protections ensure that you can use your card with complete security, even for online or international transactions.

✅ 3. Integration with the Chase Ultimate Rewards® Ecosystem

Although this is a cashback-focused card, you can also convert your points to the Chase Ultimate Rewards® program, and further maximize the benefits by transferring them to:

Partner airlines (United, British Airways, Air Canada)
Partner hotels (Hyatt, Marriott, IHG)
Other Chase cards with premium programs, such as:
- Ink Business Preferred®
- Chase Sapphire Preferred®
- Chase Sapphire Reserve®

This strategy allows increase the value of points — especially on flights and accommodations — and can be worth up to 25% more when redeemed through Chase's travel platform.

✅ 4. Flexibility for Different Company Profiles

Ink Business Cash® is ideal for:

Small businesses
Self-employed workers
Physical stores and e-commerce
Liberal professionals
Companies that work with remote employees

You can request it even with Simple CNPJ or a basic EIN, or even using your personal name if you act as “Sole Proprietor” (sole owner).

How to Get Your Ink Business Cash® Credit Card in Minutes

✔️ Basic Requirements

You will need to provide:

Company name and address
Taxpayer Identification Number (EIN or SSN)
Estimated annual revenue
Name and personal information of the legal guardian

You don't need to have a strong business history to be approved — many applicants with small businesses or freelance activities are accepted with a good personal credit history (ideally from 670 points).

✔️ How to Apply

Visit Chase's official website:
👉 https://www.chase.com/business/credit-cards/ink/cash
Click on “Apply Now”
Fill out the form with:
- Personal and commercial information
- Details of economic activity
- Estimated income and expenses
Wait for the response, which is usually immediate, or within 30 business days.

Ink Business Cash® vs. Competitors

Card	Cashback	Annuity	Ideal Focus
Ink Business Cash®	5% / 2% / 1%	$0	Businesses with varying fixed expenses
Ink Business Unlimited®	1.5% fixed	$0	Simplicity without categories
Amex Blue Business Plus	2x points on everything	$0	General expenses up to $50,000/year
Capital One Spark Cash Select	1.5% fixed	$0	Direct and simple rewards

Is Ink Business Cash® Right for Your Business?

✅ Yes, if you:

Want to maximize return on fixed expenses
Want to avoid annual fees and hidden fees?
Looking for a card with an attractive sign-up bonus?
Need a system that centralizes employee expenses
Want more financial control with simple management tools?

THE Ink Business Cash® Credit Card offers a complete corporate benefits package, combined with an extremely advantageous cost policy. It is a card that, in fact, adds value to your company's day-to-day operations, with security, rewards and flexibility.

👉 Ready to Start Profiting from Your Expenses?

Don't wait any longer to turn your business expenses into a source of direct returns. Request your Ink Business Cash® now and take your company to a new level of financial intelligence.