Contrary to what many believe, there are no tricks required to increase your score. in just a few minutes or days.
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To gain this advantage, it is interesting to work with techniques to show companies that you are a reliable customer.
As a result, your credit score will be reviewed. Learn more about the topic below:
Best Ways to Increase Your Score – Clear Your Name
Among the advantages of removing the restriction from your CPF, we can talk about the financial freedom.
Paying off all your debts gives you greater peace of mind, since after clearing your name, your salary can be spent however you prefer.
Customers with a clean record can also count on better conditions for obtaining financial products.
For example, you can apply for a credit card with lower interest rates, use overdraft facilities, apply for financing and loans, and issue checks.
And this happens precisely because of score increase after paying the debts.
In this sense, note that the idea of clear name It allows you to carry out projects such as renovating your home or purchasing a vehicle.
So, visit our content about Clean Name Fair to understand all the details.
Have bills in your name and pay them on time
Another important strategy to increase your score would be to have accounts in your name.
This is a strategy to make you visible in the financial market.
But, be aware that the strategy of having accounts in your name can give you a positive or negative image.
Hence the importance of paying all your bills on time so that companies see your financial profile as that of a good payer.
This way, you are able to show that you care about your accounts, in addition to adding more information to your CPF.
To do this, put the simplest bills such as electricity, water, telephone and gas in your name.
And a very interesting tip to avoid late payment of your bills and the risk of default would be to include all of them in the direct debit.
Keep data up to date
On the other hand, another way to increase your score is to keep your data updated.
For example, the information you provided to the bank may be out of date, such as an incorrect address due to moving house.
Already in Serasa platform, it is possible that there is also some wrong data about you.
As a result, companies that provide credit cannot get an overview of your profile and deny any product.
Therefore, update data such as your age, cell phone number and address.
Increase your score – Make purchases on credit
Finally, it is important that customers make purchases in installments.
This is because cash payments made with debit cards or cash are not part of the information on the positive registration.
This type of purchase is not used to calculate your score, only those made with a credit card, for example.
Avoid appearing in a negative light
One point that makes your profile unsuitable in the financial world would be avoiding paying bills or not standing out in a positive way.
However, that's not all, other situations can make you be seen in a negative way, check out the example below:
You applied for a personal loan or credit card from a certain company, but were turned down.
In the meantime, you went and tried other companies.
This will create a certain amount of despair and portray you in a negative light, hindering the increase in your credit score.
In conclusion, know that the increase in credit score can occur in 30 days, you just need to follow the tips we talked about today. Also, find out details about the score, when checking this content.
