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Tired of hitchhiking and thinking about buying your own car?
It's very easy to get financing and buy your car through Itaú! But to do so, you need to know the year limit for Itaú vehicle financing.
If you don't know what this is or how it works, ConsultaCred will explain it to you. So, continue reading and understand all the features of this credit!
Is there a year limit for Itaú vehicle financing?
THE vehicle financing It is one of Itaú bank's options for customers to purchase new and used cars.
But to get this financing, you need to pay attention to the model year of the car you want to buy. And what would the “model year” be?
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Every car has a year of manufacture and model, presented in the manufacture/model format (2020/2021, for example).
That's why it's very common to see cars being launched in 2022, for example, but the ad lists them as a 2023 model.
To obtain financing through Itaú, vehicles must be no more than 20 years old from the model year.
Itaú vehicle financing: how it works
Itaú Unibanco SA is the largest bank in our country, which emerged in 2008, after the merger between Banco Itaú and Unibanco.
Currently, the company is headquartered in the city of São Paulo and represents the largest financial conglomerate in the southern hemisphere.
As a result, the customer is able to count on completely secure financial services, in addition to the entire experience that only an Itaú customer has.
One of these services is Itaú vehicle financing, in which the consumer has the freedom to choose the value of the installments, so that they fit their pocket and budget.
To finance according to the Itaú vehicle financing year limit, simply choose the vehicle you want to buy, define the down payment amount and divide the remainder into monthly installments.
The maximum payment term is 60 months, which offers a lot of freedom when making payments.
This way, if you don't want to compromise your budget by paying a very high installment, you can extend the payment for longer and reduce the monthly amount.
To do this, you can of course simulate Itaú financing online. It's practical and fast!
What are the requirements for car financing at Itaú?
Itaú vehicle financing is only for individual customers who are over 18 years old. It is also necessary to have income proven compatible.
The vehicles you can finance include light vehicles, such as cars, vans and some utility vehicles.
Itaú Bank does not finance motorcycles. This is a type of credit that is still being studied by Itaú.
To obtain financing from Itaú, the person responsible for the contract must have the following documents:
For used vehicles:
- CNH
- Vehicle document;
- Seller details.
For Zero KM:
- CNH;
- Vehicle invoice
- Store data.
Interest rates
Rates for this product start from 0.79% per month.
Therefore, it is essential to go through the credit simulation and analysis process to understand the final value of the financing according to your profile.
How do I apply for vehicle financing at Itaú?
First of all, you must start the simulation through the Itaú bank website, informing the car you intend to buy, if you already know.
After that, indicate the value, brand, model and version, whether it is new or used, full name, CPF, email and cell phone number.
The bank will carry out a credit analysis and the company may or may not provide a positive response.
If approved, you contact one of Itaú's specialists, learn about all the credit conditions and sign the contract.
It's really worth simulating!
Finally, in addition to the website, you can contact the company through the call center 4002 0234 for the capital and 0800 729 0234 for other locations.
Opening hours on Sunday are 24 hours, Monday to Friday from 8 am to 8 pm and on Saturdays from 9 am to 3 pm.
What are the advantages of financing vehicles?
Taking out vehicle financing is very advantageous for those who need a car now, but do not have the full value of the vehicle at once.
Have you ever imagined having to save the entire amount, only to be able to buy it later? Impossible, isn't it?
That's why financing can help you. With financing, you just need to make a financial planning and check how much you can afford to pay per month.
Take the opportunity to learn about other car financing options with the help of Consulta Cred!
Conclusion
Now that you know how the deadline for financing vehicles with Itaú works and the financing itself, you can no longer postpone buying your own car, right?
Plan your finances, do your simulation and have a car to call your own!
See also: Financing for those with bad credit
