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Bradesco has been operating in our country since 1943, offering excellent financial products to customers, including Bradesco vehicle financing.
This way, you can count on the security of one of the five main banks in our country and all the ease of the request that is made online.
So, follow us to understand how financing works, advantages and fees.
What is Bradesco vehicle financing?
Financing is a type of credit aimed at consumers who need to buy a car or motorcycle, but do not have the resources.
In this sense, when we speak generally, a financial institution will lend you a certain amount that will be used solely for the purchase of an asset.
And when you sign the contract, you are agreeing to return the amount borrowed plus interest rates through monthly installments.
This means that one of the main requirements is planning in order to avoid any financial problems.
In fact, Bradesco vehicle financing has advantages that may vary depending on your choice.
For example, for vehicles up to 12 years old and new motorcycles, you can count on Financial Protection Insurance.
Some customers can get up to 100% of the vehicle value and the maximum payment term is 60 months.
Finally, the first installment can be paid in up to 60 days.
Interest rates
Rates vary depending on the payment term and the type of asset the customer is going to finance, considering that there are options for motorcycles and cars.
How to apply
To obtain Bradesco vehicle financing, you must visit the company website in order to simulate.
But, before anything else, gather the following documents, if you are an individual:
ID, CPF, proof of residence and proof of income.
The documentation required for legal entities has not yet been announced by Bradesco, however it is common to have to present the company's CNPJ and make a simple registration.
After visiting the website, it is essential to define the type of vehicle, with the options being light (cars weighing up to 2 tons), heavy (over 2 tons) and motorcycles.
Generally the simulation varies depending on the type, but we will offer an example of light vehicles:
Simply inform the payment term in which you intend to pay off the debt, as well as the down payment amount.
The company can accept payment over 6 years with a down payment of up to 30%.
Next, you must inform the year of manufacture, value and the date you intend to pay the first installment.
Finally, the company will be able to provide all the information about your Bradesco vehicle financing.
Among this information, it is possible to understand more about the interest rates and also about the final value of the credit, so it is worth simulating through the website.
Also check out the secured loan and read more content from our author.
