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Making a dream come true, whether big or small, requires planning and, often, adequate financial support.
A low-interest personal loan can be the key to turning your projects into reality without straining your budget.
With several institutions in Brazil offering competitive conditions, finding the right loan with affordable rates is easier than you might think.
Whether you’re starting a new business, taking that dream trip, or taking the next step in your life, exploring your credit options can be the first step toward achieving what you want.
How to choose?
When looking for options personal loan, it is essential to consider not only the interest rates, but also other factors such as the reputation of the financial institution, the ease of the application process and the repayment conditions.
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Comparing different offers and considering your own financial profile and needs will help you make an informed decision and choose the loan that best suits your needs.
Personal Loan Yes
up to 30 thousand
1,20%
up to 36 months
THE Yes stands out for offering a personal loan option with rates of interest from 1.20% per month.
The range of amounts available for loan, which goes from R$ 500.00 to R$ 30,000.00, allows us to meet a variety of financial needs of applicants.
Furthermore, flexibility in payment terms, which can vary from 1 to 36 months, offers customers the opportunity to choose a repayment plan that aligns with their budget and cash flow.
The annual Total Effective Cost (CET), which varies between 15,39% and 314,51%, is a transparent indicator of the total cost of the loan, including fees and interest.
Geru Personal Loan
Up to 50 thousand
from 2%
up to 36 months
Geru is an online platform that facilitates the process of loan request, with rates of monthly interest from 2.00%.
The platform offers loan amounts ranging from R$ 1,000.00 to R$ 50,000.00, providing a wide range that can meet different financial needs.
With payment terms ranging from 12 to 36 months, customers have the flexibility to choose a plan reimbursement plan that suits your financial profile.
Geru's annual CET varies from 26,82% to 157,47%, providing a clear view of the total cost of the loan over time.
Itaú Personal Loan
—
from 1.37%
60 months
Itaú, being one of the most recognized banks in Brazil, offers personal loans with interest rates ranging from 1,37% to 8,21% per month.
The option to extend payment for up to 60 months offers considerable flexibility to customers, allowing for long-term financial planning.
Furthermore, the feature of allowing the advance payment of installments at any time provides an opportunity for customers who wish to pay off their loan early.
It is worth noting that the process is 100% online, providing convenience and speed in loan application and approval.
Offering up to 3 months to start paying is an additional benefit that can be very useful in tight cash flow situations.
