Loans from R$1,000 to R$30,000: Discover the best option

Explore our loan options at range from R$1,000.00 to R$30,000.00 and find out which alternative best suits your needs and conditions.

1. Good for Credit

THE Good for Credit is one of the best online loan platforms in Brazil. Here, you have access to several credit proposals after a single simulation. 

At Bom Pra Crédito, your chances of approval are greater, since the simulation is carried out in several financial institutions simultaneously.

You can request the amount that best suits your needs and pay in up to 24 installments or more, depending on the creditor.

Some loan characteristics may vary depending on each institution, such as: interest rate and installment plan.

However, the chances of getting approved in a loan with personalized values are high.

2. Simplify

Simplic is a lending platform that has gained a reputation for its accessibility. It is one of the few options that accepts applicants with bad credit, making credit accessible to a wider audience.

🌟 Advantages

• Friendly Approval: Especially known for approving people with limited credit histories.
• Speed and Convenience: The process is simple, quick and all done online.
• Installment Flexibility: You can choose to pay the loan in up to 12 installments, which makes it easier to adapt the payment to your budget.

📝 Notice: The loan limit at Simplic is up to R$3,500, making it an ideal option for small projects or immediate financial needs.

If you fit these criteria and are looking for a quick and affordable credit solution, Simplic may be the ideal choice for you.

3. Noverde

Noverde is another online lending platform with easy approval. Here, you can apply for up to R$1,400,000 and pay in installments up to 18 months. 

Although there is no bureaucracy involved, it is also necessary to prove income and have a bank account to which the amount will be transferred.

Installments can be paid via Pix, Boleto or even with your credit card.

4. Agibank

Agibank offers a wide range of loans, specially designed to fit different needs and profiles.

Whether you are retired, a civil servant or simply someone looking for liquidity, there are three distinct options to choose from: Payroll Loan, Personal Loan and Loan with FGTS Advance.

The bank has a specific focus on retirees, INSS pensioners and public servants, offering more advantageous conditions such as lower rates and flexible payment terms for these groups.

The application process is simple and can be completed entirely online. This makes Agibank a convenient option for those seeking financing in the range of R$6,000.00 to R$10,000.00, with the convenience of a hassle-free application process.

5. Credits

Creditas is a fintech that has revolutionized the lending market in Brazil with its secured lending options, allowing much lower rates than usual.

You can use assets such as your car, your home or even your salary as collateral to obtain a loan. This reduces the risk for the lender, allowing Creditas to offer higher rates lower than many competitors.

Low rates are one of the biggest advantages, but Creditas also stands out for offering long installments and higher-than-average loan amounts. If you need a significant amount and have guarantees to offer, this may be the ideal option.

6. Nubank

The Nubank personal loan is a recommended alternative for those who want to carry out larger projects. 

If you are already a fintech customer and have a good relationship with it, approval will be easier.

However, if you are not a customer, don't worry. Open an account in a few minutes and see if there is any proposal available.

This loan can be paid in installments over up to 24 months and the first installment can be paid in up to 90 days. 

2. Crefisa

Crefisa stands out as an excellent option for those looking for a more straightforward loan process. It offers financing for up to R$15,000 with a rate of competitive interest of 19.2% per month. In addition, the flexible term of up to 18 months for payment makes this choice even more attractive for a variety of financial needs.

Crefisa’s focus is to offer fast, hassle-free credit, especially for people who have difficulty obtaining approval from traditional financial institutions. If you need funds quickly and are looking for a viable alternative, Crefisa may be the right option for you.

One of Crefisa's strengths is the simplicity and speed of the process. request and approval. This makes it easier to access credit and allows you to resolve your financial needs more quickly, without wasting time on lengthy bureaucratic processes.