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Discover the best loan options for amounts above R$$20,000. Here, we simplify the choices to help you decide with confidence and security.
1. Box
above $20,000
From 3.66% am
60x
Caixa offers an interest rate starting at 3.66% per month and allows payment in up to 60 installments. This gives you the flexibility to organize your finances and manage your payments more efficiently, whether through single installments or monthly payments.
Rate Options: Pre- and Post-Fixed
One of the biggest advantages is the choice between a pre- or post-fixed interest rate. This allows you to choose the option that best aligns with your financial profile and market expectations.
A fixed rate provides predictability, while a floating rate can be advantageous in a scenario of falling interest rates.
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Various Personal Credit Options
Caixa goes further and offers four different types of personal credit, designed to meet different profiles and needs.
Whether you're a freelancer, a government employee, or someone with other specific financial needs, you're likely to find an option that works for you.
2. Bank of Brazil
Over $20,000
from 2,31% am
96x
If you need a financial break, Banco do Brasil offers loans of up to R$1,400,000 with the option to start paying back only after 60 days. This gives you enough time to get your finances in order.
With interest rates starting at 2.31% per month and the possibility of paying in up to 96 installments, Banco do Brasil offers one of the most competitive options on the market for large amounts.
The combination of an extended period to start payments and favorable installment conditions makes this option ideal for those who need long-term financial planning.
3. Itau
more than $20,000
from 1.37%
72x
With loans above R$20,000 and rates from 1,37%, the money is released into your account immediately, even on weekends. In addition, you do not need to justify the use of the requested amount.
One difference is the flexibility in payment: you can choose to start paying the first installment after up to 90 days and has the option of paying the amount in installments up to 72 months.
This is an excellent benefit for those who need time to organize their finances.
Not only does Itaú offer competitive rates, it also offers extensive installment plans, making it a solid choice for those who need large-value loans with convenient terms.
