Taking out a loan via WhatsApp is simple and practical, however, it is important to do so through a reliable channel. Read the text and find out more!
Advertisements
Gone are the days when you had to go to a branch to apply for a loan. Only those who have been through a situation like that know how uncomfortable it was.
Nowadays, applying for credit to organize your finances has become increasingly practical. You can run simulations without leaving your home, and you can even sign the contract digitally.
Speaking of which, did you know you can hire a loan via WhatsApp? That's right!
Without leaving home and with all the convenience and comfort! Continue reading to find out more!
Text index:
- How does lending via WhatsApp work?
- Safe sites to hire:
- 1. Crefisa
- 2. Cetelem
- 3. Mercantile of Brazil
- 4. Bank of Brazil
- 5. Yes Loans
- Conclusion.
How does lending via WhatsApp work?
WhatsApp is an instant messaging application, in Brazil, it is the most used social network by Brazilians.
It is present in 180 countries and is used by more than two billion people worldwide, according to data from WhatsApp itself.
Initially, it was created as an alternative for its users to exchange SMS.
However, it has innovated and already has many features, making it possible to send and receive photos, files, make video calls, payments and even request a loan via whatsapp, for example.
The loan requested through this application works in a simple and practical way. In most cases, the process is completely automatic.
In other words, you won't need to talk to an attendant, you just need to provide the requested information and choose between the alternatives.
In addition to being practical, requesting a loan by zap It's very simple and easy. Not to mention that you can hire from anywhere.
Below, we will present 5 safe websites to hire credit via Whatsapp online. Don't miss it!
1. Crefisa
This loan model offered by Crefisa is very simple and easy to apply for. You will be assisted by Cris, Crefisa's Virtual Assistant.
Cris will help you apply for your loan. With just a few clicks and a lot of agility, you can have the opportunity to organize your finances.
Before we give you more details about the loan via whatsapp from Crefisa, We would like to draw your attention to 4 important points that guarantee your security when requesting this type of credit, see below:
1° Crefisa only has one official WhatsApp, in fact, it is available on the financial institution's official channels.
2° The company does not request passwords or advance deposits, and does not offer spam.
3° Crefisa's profile is verified, next to the number will appear the “check” sign. A green icon. Something similar to this emoji ✅.
4° When requesting credit, you will be assisted by Cris, a Virtual Assistant.
The Crefisa loan is an alternative for those who are in debt, because it is intended for public servants, military personnel, INSS beneficiaries and also Auxílio Brasil beneficiaries.
The interest rate can vary between 1.5% and 22% per month. After the transaction is completed, the amount can be credited to your account within 12 hours.
However, you can start paying the first installment in up to 45 days. The debt repayment period can be up to 12 months.
To hire, access the Crefisa website and fill out the form with: name, CPF, telephone number, email and profile (retiree, pensioner, etc.).
Then, by clicking on “Continue”, you can continue hiring via WhatsApp or the website itself.
The official Crefisa number for request the loan via whatsapp is: 11 98806 0603. If you prefer to hire directly through this number, just send a “hi” and Cris will start the service.
2. Cetelem payroll loan
Cetelem offers different loan models, but only the payroll loan can be requested via WhatsApp.
Since it is a payroll loan, the rates applied are lower, at Cetelem it is from 1,19% per month. In addition, the repayment term is also longer, when compared to the term of a personal loan.
The requested amount is analyzed by the creditor, in fact, the installments must fit within the assignable margin.
You can pay your loan in up to 84 installments, that is, depending on the amount, the installments will be very small.
You can simulate and hire through the number: 11 98928 0733.
3. Loan via WhatsApp from Banco Mercantil do Brasil
Mercantil do Brasil is an institution with over 78 years of experience. It provides special credit for INSS pensioners and retirees.
The maximum value of this credit is R$1600 and the applicant only starts paying within 45 days after signing the contract.
Furthermore, the amount can be paid in up to 12 installments, certainly, the installments will not weigh on the budget, considering the maximum credit value.
To request the loan via whatsapp from Banco Mercantil do Brasil In a safe way, it is important to access the bank's official website and be redirected directly by it.
It's simple, go to creditowpp.mercantildobrasil.com.br and click on “I want to take out my credit”.
4. Bank of Brazil
Request loan via wpp is a new service at Banco Brasil. This service is available to the bank's customers and to date, BB has approved more than R$10 million loan via WhatsApp.
Of this number, 74% were applying for a loan from the bank for the first time. To apply, the customer must start a conversation by dialing 61 4004 0001.
Through this contact, it is possible to carry out a detailed simulation and hire, if approved.
Hiring is carried out by virtual assistants, so the process is faster, simpler and more automated.
Customers who receive approval will also be able to monitor their transaction statements via WhatsApp.
5. Loan via WhatsApp from Sim Loans
Sim is a digital lending platform from the Santander Group. On the platform, you can find different types of credit, such as FGTS Advance, Loan for MEI and Loan for the Self-Employed.
The platform is widely recognized for its simplicity and ease of approval, and the company's promise is to offer fair credit to Brazilians.
Other than that, Sim still offers competitive interest rates, they are charged from 1.69% per year.
In a personal loan, one of the most common in the financial market, you can request up to R$1,400,000.
Rates for this type of loan start at 2.83% per month. The first installment of your loan is due within a maximum of 45 days after signing the agreement.
If you own a car, you can put it up as collateral and increase your chances of approval.
In addition, you get a lower interest rate, larger amounts and a longer period of time to pay off the debt.
To carry out a simulation and hire, start a conversation via the official Sim Empréstimos WhatsApp.
Conclusion
THE WhatsApp loan scam claims a victim every 8 seconds, so we couldn't end this text without some recommendations.
Firstly, never, under any circumstances, make an advance deposit to receive the amount of a loan.
No matter which bank makes the request, they are certainly scammers pretending to be a well-known and trusted company.
Other than that, do not give out passwords via text or phone call, no matter what they tell you on the other end.
Another important recommendation is to take out the loan by redirecting it through the official channels of banks or financial institutions.
Finally, check if the WhatsApp account you are using to apply for the loan is verified. Of all the recommendations, the most important is not to make any advance deposits, provide passwords or access dubious links.
To make things easier, be sure to check out the options loan via whatsapp cited in this text.
If you don't get approval, be sure to read our text: Loan without guarantor. So, there you will find 5 options of websites to take out a loan without collateral.
The opportunity you are looking for to organize your finances and get rid of debt could come from one of our suggestions!
