Nubank Personal Loan Online: Key Details

The Nubank Personal Loan is an effective and straightforward solution for those who need immediate financial resources.

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With interest rates from 0.95% per month, the service is a highlight in the online market.


Loan Amount

The amount to be released is determined based on a careful assessment of the customer's profile.

Installment Options

Customers have the flexibility to divide the loan amount into up to 24 monthly installments.

CategoryDetails
Amount releasedIt varies according to the customer profile
InstallmentUp to 24 times
Interest rateFrom 0.95% per month, customized per client
Do you accept people with bad credit?Yes, with conditions
Release timeImmediate
Deadline for 1st installmentUp to 90 days
Payment MethodAutomatic debit in NuConta
PreconditionsHave a Nubank credit card or digital account

Interest Rates

Interest rates are customized for each applicant and may vary depending on the month or number of installments chosen.

The minimum rate is 0.95% per month. To obtain the exact rate applied, we recommend doing an online simulation.

Attention to those with bad credit

Customers with a negative credit history may also be eligible, but with some restrictions, such as a limit on the amount and the need to prove income.

The offer is more accessible for frequent users of the Nubank digital account.

Resource Release Time

The credit is released instantly into your Nubank account, with the option of a term of up to 90 days for payment of the first installment, varying according to the customer's profile.

Payment Methods

Payment of installments is made automatically via debit on NuConta.

Eligibility Conditions

To be eligible for this loan, you must have a credit card or a Nubank digital account.


Service Advantages

  1. Ease of Access: The order is easily placed through the Nubank app or website.
  2. Immediate Availability: The amount is credited to the account instantly after approval.
  3. Flexibility: There is no need to justify the reason for the loan.
  4. Competitive Rates: Rates starting from 0.95% per month, aligned with the customer profile.
  5. Efficient Management: View and manage payments easily, with options for early payment and prorated discounts.

How to Apply for a Loan?

To obtain the loan, simply access the Nubank app and follow the instructions for a simulation.

This way, you will be able to view the personalized conditions of your loan in a safe and transparent way.

After approval, the amount will be deposited into your account within a few minutes and can be used as you wish.