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With Vivo's personal loan, you can have money in your account in up to 2 business days, with rates starting at 1,49% per month. Read this article to see how it works!
Vivo is the trademark of Telefônica Brasil, one of the largest telephone companies in the country.
In fact, it is a reference in mobile telephony, ultra-high-speed broadband and pay TV.
Currently, Vivo also offers credit to its users through its credit card and Vivo's personal loan, Vivo Money.
In today's article, you'll discover more details about this service and learn how to request yours.
So, be sure to read to the end! See our index below.
- What is a personal loan;
- How Vivo's personal loan works;
- Interest rates;
- Advantages;
- Documentation;
- Payment method;
- Vivo's personal loan is safe;
- How to apply;
- About Vivo Mobile;
- Conclusion.
What is a personal loan?
A personal loan is a line of credit intended for your personal expenses or plans.
It can be requested by any individual and the money acquired does not need to have a specific purpose, that is, you can use it for whatever you want, for example:
- Pay bills;
- Organize your financial life;
- Invest in education;
- Leverage a professional project;
- Travel;
- Undergo a medical examination or treatment.
Each institution has its own criteria for releasing personal credit, however, it is possible to take out this line of credit even if you are negative or without proof of income.
Therefore, everything will depend on the institution where you will carry out the simulation. Although it is more difficult, it is possible to find institutions that provide personal credit to people in these conditions.
How does Vivo's personal loan, Vivo Money, work?
Vivo's personal loan is exclusive to Vivo Móvel customers. Users can apply for amounts ranging from R$1,400.00 to R$1,400,000.00.
The purchased funds can be paid in installments over up to 36 months. After the transaction is completed, the funds will be credited to your account within 2 business days for you to use as you wish.
Interest rates
Vivo Money's interest rates are among the lowest on the market, starting at 1,49% per month.
Advantages
Among the main advantages to highlight about Vivo's personal loan is its simplicity, especially for customers who already have a structured relationship with the company.
Furthermore, interest rates are low, lower than other lines of credit on the market.
Finally, it's worth noting that Vivo Money is safe and online, meaning you can apply from the comfort of your own home.
Documentation
You will only need to send a photo of an identification document (RG or CNH) and a selfie.
The ID card must contain the CPF number and be issued no more than 10 years ago. The driver's license must be valid for 5 years.
In some cases, you may also be asked to provide a photo of proof of residence.
Images must be submitted in jpg, png or pdf format.
Payment methods
You can pay the installments of your Vivo personal loan via bank slip or set up automatic debit from your account.
The second option is ideal, as you don't run the risk of forgetting the payment date, being late, and ending up paying installments with late payment interest.
Is Vivo's personal loan safe?
Yes. Vivo Money is safe and reliable!
This is because it is regulated by the Central Bank and follows the guidelines of the General Data Protection Law.
Furthermore, Vivo is a well-known company and has been in our homes for years. This gives us even more confidence in applying for a personal loan.
How to apply for a Vivo personal loan?
If you are already a Vivo Móvel customer, click here to do a simulation of the Vivo Money. You need to log in with your phone number.
Afterwards, Vivo will show you the exclusive credit offer for your profile. Then, send your details and documents to prove ownership of the Vivo line.
Once this is done, just wait for the data to be approved and the credit to be released into your account.
Now, before we wrap up, learn more details about Vivo Móvel.
About Vivo Mobile
Vivo Móvel is Vivo's mobile product portfolio. It offers a variety of plans and allows you to choose the one that best suits your needs.
Among the available plans, we find, for example:
- Live Control;
- Vivo Selfie;
- Individual Postgraduate;
- Post Family;
- Vivo Easy;
- Vivo Pre.
To learn all the details of the plans and their respective prices, visit the Vivo website. You can buy or subscribe via chat.
Remembering that, to request the Vivo personal loan You must already be a Vivo Móvel customer.
So, go to the website and check out the plans.
Conclusion
Vivo Money is a great opportunity for Vivo customers who need urgent cash.
In addition to being less bureaucratic, it has an attractive interest rate and excellent contracting conditions.
