If you are looking for options for loan for doctors, you've just come to the right place.
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In today's content, we will learn about 4 lines of credit that are ideal for helping professionals who are starting out or who want to pursue entrepreneurship.
So, continue reading to learn about the possibilities the financial market has for your profession.
Are there loans for doctors?
When it comes to loans, most customers want to opt for the most personalized proposal possible, and the aim is always to obtain better payment conditions.
This raises the question: after all, is there a loan for doctors?
Officially no, since there are no lines of credit focused on professions (with the exception of entrepreneurs) in the financial sector, therefore, there is no specific loan for doctors.
Therefore, the client does not obtain any advantages in terms of payment conditions and does not even have a personalized interest rate for being a qualified doctor.
If on the one hand this is negative, on the other we must consider that, if there is no specific line, it is a sign that the professional can adhere to other types of credit proposal.
So, don't be discouraged if you don't find this proposal in the bank, there are certainly many others that can help you evolve professionally. We will get to know some of them soon.
++Renovation Consortium: How Does It Work? Is It Worth It? (consultacred.com.br).
Discover loan options for doctors
If you haven't graduated in medicine yet and are looking for a line of credit to help you with your studies and specializations, don't worry. Although there are no loans for doctors, there are other options that are suitable for the situation.
The same goes for professionals who want to start a business and set up their own clinic or office: a personal or even business loan can work.
Below we will present 4 ideal credit proposals for doctors who wish to invest in their profession.
Loan for doctors – public loan
Among the loan options for doctors, there is an ideal alternative for professionals working in the public sector.
In this case, we are talking about public consignment, a proposal for consigned credit aimed at public employees and/or civil servants.
This is an interesting line of credit because it has low interest rates and good payment conditions.
Furthermore, the installments are deducted directly from your salary, at source, so you don't run the risk of getting into debt.
It is worth mentioning that there are several types of payroll loans, so it is important that you look for the alternative aimed at public employees. And, as obvious as it may seem, it is worth mentioning: you must be a government employee to apply.
Here are some options:
Sicoob: https://escolha.sicoobes.com.br/consignado-publico.
Bradesco: Payroll Loan: Simulate and Hire | Banco Bradesco.
Sicredi: https://www.sicredi.com.br/site/credito/para-voce/consignado/.
Loan with assets as collateral
A loan with collateral is ideal for those who want higher credit amounts and ease of approval.
In this modality, it is possible to present cars or properties as collateral, and the value of the credit varies according to the market price of the asset.
This is the ideal type of loan for doctors for those who want to open their own space or even acquire partnerships in clinics and hospitals.
This is because the payment terms are usually attractive. There are proposals with up to 240 months to pay.
Discover some loan proposals for doctors with assets as collateral:
Credits: https://www.creditas.com/emprestimo/garantia-imovel.
Bank of Brazil: Loan secured by property.
Santander: Usecasa Santander.
Student financing
For those who still dream of medicine and want to start their studies, student financing is the ideal line of credit.
Because it is a high-value course, approval for this line of credit is not so simple, but as long as you have a guarantor, it is possible to make things easier.
The advantage of student financing is that the modality usually offers easier payment terms and reduced interest rates, but this varies according to the institution.
See below some loan options for doctors who want to graduate:
Santander: https://www.afya.com.br/financiamento/santander.
Alum: https://www.alume.com/financiamento-estudantil.
FIES CAIXA: FIES – Student Financing | CAIXA.
Business loan
If you want easy access to credit, opening a company can help you achieve this goal.
In this case, we are referring to traditional business credit, aimed at businesses of all types and categories.
Therefore, if you are looking for a loan for doctors to open a business or even to evolve professionally, open a CNPJ and consider this alternative.
Itau: https://www.itau.com.br/empresas/emprestimos-financiamentos.
Box: https://www.caixa.gov.br/empresa/credito-financiamento.
Bank of Brazil: https://www.bb.com.br/site/pro-seu-negocio/credito/.
Whatever your professional needs, there is certainly a loan option for doctors that will help you with your plans.
So, access the links, compare proposals and consider the one that best suits your professional plans!Read also: Loan to clear your name: best options! (consultacred.com.br).
