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You Loans with collateral are excellent proposals for those looking for lower interest rates.
This is because, by presenting a vehicle or property, it is possible to offer greater guarantees to the bank, which helps to reduce interest rates.
Furthermore, this is a more comprehensive type of loan, as it can be requested by those with bad credit, and offers higher amounts, depending on the value of the asset presented.
Did you like the proposal? Then keep an eye out, because today we will present you with 3 interesting proposals, with rates starting at 1.09% per month. Check it out!
Creditas: credit from R$ 5,000 to R$ 3 million with vehicles or property as collateral
Creditas is one of the largest lenders in the credit sector for those with bad credit, and among its proposals, loans with assets as collateral stand out.
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With the company you can choose between two main options:
Credit with vehicle as collateral: from R$ 5,000 to R$ 150,000, with interest rates starting at 1.49% per month and up to 60 months to pay.
Credit with property as collateral: from R$ 50,000 to R$ 3 million, with interest rates starting from R$ 1,09% per month, and up to 240 months to pay.
It is important to note that the amount granted as a loan varies according to the market value of the asset.
Furthermore, it is important that the assets are in the name of the applicant and are approved by Creditas so that they can be used as collateral.
Simulate yours Loan with Assets as Collateral Creditas.
Banco BMG: Loan secured by vehicles with rates starting at 1,49% am
Banco BMG has an unmissable proposal for a Vehicle Secured Loan, as the conditions are easy.
In this alternative, you present your vehicle as collateral and can obtain up to R$150,000 in credit.
The great advantage of this proposal is the payment conditions, which are as follows:
Values: from R$ 5,000 to R$ 150,000;
Term: up to 60 months;
Interest rates: from 1,49% per month;
Plots: from R$ 151.00 per month.
It is important to note that the amount loaned varies according to the market value of the vehicle, so it is possible to obtain up to 90% of the vehicle's value.
Request yours Loan with Vehicle Guarantee BMG
Usecasa: Loan with Property Guarantee from Santander
Usacasa is Banco Santander's Property-Secured Loan modality, which promises the lowest rates on the market.
With this option you can get values starting from R$ 30 thousand, reaching up to 60% of the property value.
Furthermore, interest rates start at 1.05%, and the installments are fixed, so they do not increase over the term of the contract.
Learn more about Santander's Usecasa proposal.
Banco do Brasil: get credit with property, vehicles or investments
When we talk about loans with collateral, it is common to find options with vehicles or property.
But, with Banco do Brasil, in addition to these options, it is also possible to request Personal Loan with Secured Applications.
In this modality, the amounts invested by the client can be used as collateral for the granting of credit.
Check the conditions of each alternative:
Credit with application: available for investments starting from R$10,000, with up to 72 installments and 6 months to start paying. Values vary according to the investment amount, as do interest rates.
Credit with property: loan of R$35,000 to R$5 million, in up to 238 installments and up to 2 months to start paying. The installments are fixed, and the interest rates vary according to the contract.
Credit with vehicle: limit of up to 80% of the vehicle value, in up to 60 installments and 58 days to start paying. To serve as collateral, the vehicle must be no more than 10 years old.
Discover the proposals of Loan with Guarantee from Banco do Brasil.
CashMe: Loan with Property Guarantee with a grace period of up to 3 months
Need some time to start paying off your loan? Then CashMe has an excellent offer for you.
With CashMe's Property Guarantee Loan, you can get up to 60% of the property's value in credit, and you still have up to 240 months to pay, with rates up to 12x lower than the market average.
Are you strapped for cash? Don't worry, CashMe gives you up to 3 months to start paying your installments, giving you a break in your budget.
Simulate yours Loan with CashMe.
Did you like the proposals? Then simulate your Loan with Assets as Collateral today and benefit from easy conditions!
