THE Advance loan from Banco Santander It is an interesting alternative for those who need money, but cannot get into more debt.
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How does the Santander advance loan work?
First of all, it is important to highlight that Banco Santander offers three loan models with advance payment, namely:
- Early Withdrawal-Anniversary;
- Thirteenth;
- IR Anticipation
Both offer similar advantages to users, for example, you have the opportunity to advance money that is already yours, this way, you stay away from debts and do not disrupt your budget.
Furthermore, they are bureaucratic and can be requested even by those with negative credit ratings.
The advance loan does not have monthly installments, the amount is discounted all at once, when the money is deposited into the applicant's account.
Another interesting feature of the advance loan from Banco Santander is your low interest rate.
Node credit with advance of thirteenth and advance of IR, the interest rate is charged from 1.89% per month.
In the loan with advance of the Anniversary Withdrawal, it is a little higher: 1.69% per month.
What is the value of the advance loan from Banco Santander?
In the Anniversary Withdrawal, you can advance up to 5 installments of your FGTS, now, in the Income Tax refund and advance of the thirteenth salary, it is possible to advance 100% percent of the amounts.
How does the installment plan work?
As already mentioned, there is no installment payment in this credit model. Payment is made in a single installment.
In the case of the advance payment of the thirteenth salary, for example, the discount is only made in December, when the applicant's thirteenth salary is deposited.
Do you accept people with bad credit?
Yes. As there is a guarantee of receipt, the bank reduces bureaucracy in this credit model, accepting, for example, customers with bad credit.
Release time
The release time of the advance loan from Banco Santander may vary depending on the model:
- Anniversary withdrawal – Money in your account on the same day!
- IR – Money in up to 1 business day.
- Thirteenth – After approval, the money can be received immediately.
Banco Santander Advance Loan Conditions
You must be a Banco Santander account holder, be entitled to a refund in the year in which you request the advance and have indicated in your statement that you wish to receive your refund in a Santander account.
Furthermore, in the other options, it is also necessary to be a bank account holder and be entitled to the anniversary and thirteenth salary withdrawal.
How to apply for a loan in advance?
Interested parties can easily apply for their credit at Internet Banking or via the Santander app.
The process is simple, easy and fast, in just a few hours you can have your money in your account without bureaucracy, without even having to leave your home.
If you prefer, you can also request it at the Bank's branches or ATMs.
If a loan without bureaucracy, with low interest rates and that does not compromise your monthly income is all you need, advance loan from Banco Santander may be the solution.
Compare and order yours now!
