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Digital accounts with free withdrawals help you save more and offer other interesting benefits. Read the text!
Digital accounts offer many advantages and benefits to their customers.
However, they do not have physical branches, causing some users to feel strange and insecure.
Despite this, you can solve any problem online, which is still an advantage.
However, one of the main disadvantages of them not having a physical branch is when it comes to withdrawals.
This is because the customer can only withdraw their money at Banco 24 Horas, and most of them charge a fee for each withdrawal, which is not interesting or economical for the customer who needs to withdraw money frequently.
One alternative is to opt for digital accounts with free withdrawals.
To make your search easier, in today's text you will find 4 digital banks that do not charge withdrawal fees and still have credit card.
Don't miss it!
Which accounts have free withdrawals?
In this topic you will find great alternatives to digital accounts that offer unlimited free withdrawals.
Furthermore, they are full-featured accounts and offer many interesting services and features to their customers.
Don't miss it!
1. Digital account with free withdrawal Next
Next is a digital bank from Bradesco. Its digital account is free and considered one of the most complete today.
In the app you can access an investment platform and start investing from R$1.
In addition, Next customers can count on different loan models to get out of trouble, for example:
- Early FGTS Anniversary Withdrawal;
- Personal Loan.
In addition to the digital account for adults, this bank also offers a digital account for children and teenagers, Next Joy.
With it, children can learn about financial education in a fun way and have a debit card with free and unlimited withdrawals too.
In addition to being one of the digital accounts with free withdrawal The most complete on the market, Next also offers a credit card with no annual fee.
Discover the card options offered by this digital bank below.
Next Visa International Card
The Next Visa International card has no annual fee and can be used anywhere in the world.
Among the main advantages it offers, we can highlight, for example:
- Program Benefits Go with Visa;
- Exclusive discounts in several partner stores and brands;
- 10% OFF on Uber trips.
You can make withdrawals with your Next at Bradesco ATMs and 24-hour banks throughout Brazil.
Find out more details and find out how to apply for your Next Visa International card.
Next Visa Premium Card
The Next Visa Platinum credit card has an annual fee of R$42.50, but the first 5 months after opening the account are free.
Despite having an annual fee, it is an alternative that offers more advantages and benefits to its users.
One example is access to Visa Platinum card benefits, which may include services such as VIP airport, price protection, luxury hotel benefits and Visa Concierge.
Additionally, it offers:
- Progressive discounts on the annual fee according to card spending;
- Livelo Points Program;
- Exclusive treats;
- International purchases.
Next credit cards offer a lot of practicality and versatility when it comes to payment. You can pay for your purchases via:
- Apple Pay;
- Google Pay;
- Samsung Pay;
- Virtual card;
- QR Code;
- Transfer via WhatsApp;
- Online debit.
Discover all the benefits that this version offers and find out how to request yours.
2. Digital Account with free withdrawal C6 Bank
C6 Bank also has a free and very complete digital account. In its app, you have access to the global account, investment platform, points program, loans, parking tags, digital account for minors and much more.
In addition to the account's debit card, it offers 4 other credit card options. Learn about the main advantages of each version below.
C6 Card
The C6 Card has no annual fee and you can choose from 12 colors the one that best matches your personality.
The name printed on the card can also be whatever you want, even a nickname, for example: Ju Santos.
It is a flex card, but the credit version undergoes credit analysis. Other than that, it can be used for purchases abroad, as it is international.
This card also earns points in the Átomos Program, and it is worth noting that the points in this program never expire and are easy to exchange.
The C6 Card is issued under the Mastercard banner, which means you can still enjoy the benefits of the Mastercard Surpreenda program.
C6 Platinum Card
This card is flexible (debit and credit) and also has no annual fee. Its users can count on the benefits of a Mastercard Platinum card, which includes, for example:
- Travel Insurance;
- Vehicle rental protection;
- Corkage exemption in selected restaurants;
- Travel assistant;
- Concierge service;
- Priceless Cities.
Plus, it offers the first add-on free and the first tag free as well.
C6 Carbon
This is the C6 Bank Mastercard Black card. It is exclusive to high-income customers. Its annual fee is waived for the first three months, after which the monthly fee is R$$85.00.
However, it is still possible to obtain an exemption of up to 100% depending on the expenses on the invoice.
You can also choose between the 12 available colors or Carbon, the exclusive color for this version.
In addition, Carbon customers can have up to 6 free additional cards, free tags for up to 4 cars and the highest score in the Átomos program, 2.5 for every 1 dollar spent on credit.
This card also offers all the benefits of the Mastercard Black cards and the Mastercard Surpreenda program.
CDB Credit Card
This is an ideal product for those who do not have available credit or need to increase their limit.
The customer invests the desired amount from R$100.00 in the CDB Credit Card Plus Instant Limit product, then the amount is converted into a limit on the credit card.
The money invested continues to yield 100% of the CDI with daily liquidity, you can redeem the amount that you have not committed to purchases at any time, with income.
One of the main advantages is that purchases can be paid in installments and the CDB Credit Card makes it easier for you to access a fixed credit limit.
Open your C6 Bank account and request the card that best suits your profile.
3. Digital accounts with free withdrawals: Banco Inter
Banco Inter offers a digital account with many services and features for its customers.
In the app, you have access to services such as:
- Global Account;
- Loans;
- Financing;
- Unlimited and free TEDs;
- Insurance;
- Investment platform;
- Cell phone operator;
- Check deposit by image;
- Marketplace;
- Pix.
Inter offers a credit card with 4 different versions, find out about each one below.
Gold
The Inter Gold card is the most common. It has no annual fee and pays 0.25% cashback to its customers.
Other than that, it also offers benefits such as:
- Price Protection Insurance;
- Original Extended Warranty;
- Mastercard Global Service;
- Protected Purchase Insurance;
- Mastercard Surprise;
- Mastercard special offers.
Platinum
The Platinum card also has no annual fee. It pays 0.5% cashback to its customers.
It has many benefits, among which we can highlight:
- Priceless Cities;
- Travel Assistants;
- Global Emergency Assistance;
- Mastercard Airport Concierge;
- Mastercard Travel Rewards.
To have this card, you must be an Inter One customer or if each of your last 4 invoices was above R$1,000,4,500.
Inter Mastercard Black
This version pays 1% cashback on invoices. One of its distinguishing features is that it is a high-income credit card with no annual fee.
It is one of the most cost-effective versions. Among the benefits it offers, we find:
- Access to VIP lounges in Brazil and around the world;
- Boingo Wi-Fi;
- Travel Assistants;
- Mastercard Airport Concierge;
- Global Emergency Assistance;
- Priceless Cities;
- Mastercard Travel Rewards;
- Exclusive Mastercard VIP lounge in Guarulhos.
To apply for this card, you must be an Inter Black customer or have the last 4 invoices worth more than R$1,040,000.
Win
The Inter Win credit card pays 1,25% cashback on invoices. It also has no annual fee and offers the following benefits:
- VIP lounge at major airports;
- Mastercard Concierge;
- Travel Insurance;
- Protected Purchase;
- PTAX exchange rate + 2%;
- Mastercard Concierge;
- Mastercard special offers.
You can apply for this card when you become a Win customer. Banco Inter, like C6 Bank, also offers cards for MEI and PJ customers.
4. Digital accounts with free withdrawals: BMG
BMG also enters the list of digital accounts with free withdrawals. There is no monthly fee and free withdrawals are unlimited at Banco 24 Horas.
Among the services and features available in the digital account, we find:
- Investments;
- Personalized card with your team's flag (Vasco, Galo, Ceará and Corinthians);
- 24-hour service;
- Exclusive discounts in pharmacies with BMG cards;
- Advantages club;
- Fair and personalized credit analysis;
- Save for Me Program.
The BMG digital account credit card has no annual fee and also pays cashback on purchases made using debit or credit.
It is accepted for international purchases and you can accumulate points in the Mastercard Surpreenda program.
Access the BMG website and open your digital account, then apply for your credit card.
Conclusion
Digital accounts with free withdrawals are still few and far between, but those that exist are among the best on the market.
It’s worth getting to know each one of them and taking advantage of the benefits they offer.
