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How to check and withdraw your FGTS on your cell phone: complete tutorial!
Did you know that you can manage your FGTS (Finance Fund) through your cell phone? FGTS application from Caixa Econômica Federal makes this much easier.
You can view your balance, statement, and even withdraw money without leaving your home.
We'll show you step by step, from downloading to SMS notifications.
Main Points
- Learn how to download and install FGTS application on your cell phone.
- Find out how to register on FGTS application .
- Learn how to check your FGTS balance and statement through the app.
- See how to withdraw your FGTS directly from your cell phone.
- Learn how to activate SMS notifications to track deposits and transactions.
More than 60% of workers need to use the app to see their FGTS balance.
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In 2023, R$15.2 billion was distributed, benefiting 130.8 million people.
If you have R$ 3,000, you will receive an extra R$ 80.80.
This guide is perfect for anyone who wants to use the FGTS app easily.
Let's get started!
How to download and install the FGTS app on your cell phone
To download the FGTS app, go to the Play Store or App Store. Select "FGTS" and select Caixa Econômica Federal.
Then click “Install” to begin.
After downloading, open the app. The latest version, 5.0.3, was updated on December 16, 2024.
It has tools such as checking balance and statement, and making withdrawals.
The app asks for personal data. This may include financial and location information.
But other data is not linked to your identity.
| Main Features | Availability |
|---|---|
| Balance and Statement Inquiry | ✔️ |
| Termination withdrawal or anniversary withdrawal | ✔️ |
| Digital Withdrawal (termination and retirement) | ✔️ |
The app has 3.5 out of 5 stars, with 2.91 million recipes.
Some issues are access and charging issues, especially on iPhone 11. For issues, please email us at [email protected] .
To simulate a birthday withdrawal, use your FGTS balance and month of birth.
This information is public government data. To use it, create an account with your CPF and email address.
Read also: PIS/PASEP: who is eligible and how to receive it in 2025
How to register on the FGTS application
First, install the app. Then, open it and choose “Enter the application” . Click on “Sign up” to start the registration.
You will need some personal information, such as:
- CPF
- Full name
- Date of birth
- Cell phone
- ZIP Code
Enter this information. Choose a password of at least six digits and confirm it.
You'll then receive a verification code via SMS. This code will activate your account and complete your registration in the FGTS app.
Mobile registration with the FGTS makes it easier to check balances and statements.
You can also request withdrawals via your cell phone. This makes accessing your FGTS information easier and more convenient.
| Necessary Information | Description |
|---|---|
| CPF | Your Individual Taxpayer Registry number |
| Full name | Your name as registered in official documents |
| Date of birth | Date you were born |
| Cell phone | Your mobile contact number |
| ZIP Code | Postal code of the area where you live |
| Your email address | |
| Password | A numeric password of at least six digits |
| SMS verification | A code sent to activate your account |
How to check your FGTS balance using the app
To view your FGTS balance through the app, simply log in with your CPF and password.
On the home screen, you'll find the "Total FGTS Balance" option. Click it to see the balance of all your accounts.
The FGTS is a monthly deposit of 8% of the gross salary.
For example, if you win R$ 3,000.00, the deposit is R$ 240.00.
| Category | Percentage | Gross Salary Example | Monthly Deposit |
|---|---|---|---|
| Domestic | 8% | R$ 3,000.00 | R$ 240.00 |
| Rural | 8% | R$ 3,000.00 | R$ 240.00 |
| Temporary | 8% | R$ 3,000.00 | R$ 240.00 |
| Loose | 8% | R$ 3,000.00 | R$ 240.00 |
| Rural Seasonal | 8% | R$ 3,000.00 | R$ 240.00 |
| Professional Athlete | 8% | R$ 3,000.00 | R$ 240.00 |
With the FGTS Balance app, you'll always be up to date with changes to your balance.
This includes deposits, interest, and withdrawals. It's easy and secure to monitor your escrow fund.
How to check your FGTS statement on your cell phone
In the app, you can view your FGTS statement.
On the home screen, choose ” My FGTS ” and then ” Extract “There, you can see recent transactions and your account history.
Checking your FGTS statement is quick and easy.
This helps you track your account transactions at Caixa Econômica Federal.
Remember that the FGTS is 8% of the worker's gross salary, deposited monthly by the employer.
Viewing your FGTS statement helps you know if your deposits are correct.
You can also see the history of recent transactions and releases. If there's an error, you can request a review to correct it in January 1999.
In addition to the app, you can view your statement on the Caixa website. On the website, go to " Benefits and Programs ", after " FGTS ”. Enter your PIS, CPF and password.
To stay informed about new deposits, activate SMS notifications.
This service notifies you when there is a new deposit into your account.
This way, you are always informed about your movements.
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How to withdraw FGTS through the app
To withdraw FGTS through the app, follow a few simple steps.
First, check if you can withdraw in the app. Then, open the FGTS application on your cell phone and choose the withdrawal option.
When choosing an option, you will need to provide your bank account details.
Double-check the information to avoid errors. After verification, confirm the transaction.
The value of withdraw FGTS will be transferred to your account within five business days.
You can track the status of your application through the FGTS app.
There are several ways to withdraw funds through the app, depending on the worker's situation:
| Withdrawal Modality | Description | Required Documentation |
|---|---|---|
| Withdrawal-Termination | Available to workers dismissed without just cause. | ID, Work Card, PIS/PASEP |
| Anniversary Withdrawal | Allows you to withdraw an installment in the month of your birthday. | Official photo identification |
| Serious Illness Withdrawal | For workers or dependents with serious illnesses. | Medical report, personal documentation |
| Retirement Withdrawal | Redeemable by retired workers. | Retirement document, ID, PIS/PASEP |
Use the FGTS via the app It's quick and easy. It's for those with CLT contracts and other situations.
This avoids going to the Caixa branch, saving time and money.
Check and withdraw your FGTS funds via cell phone: How to activate SMS notifications
To activate FGTS SMS , open the FGTS app. Go to the "More" section.
Then, select "SMS" and enter your phone number. This service is free and sent by Caixa Econômica Federal.
To the FGTS SMS notifications inform about transfers, payments, withdrawals and schedules above R$ 100.00.
You can change this amount to R$ 200.00, R$ 300.00, R$ 500.00 or R$ 700.00.
For debit card purchases, notifications start at R$ 50.00. You can adjust them up to R$ 300.00.
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To activate notifications correctly, make sure CAIXA's SMS numbers are saved.
They are: 29193, 29194, 29196, 29015, 29111 and 29197. This prevents them from being blocked.
If you need access, call CAIXA. Call 4004 0 104 for capital cities and metropolitan areas. Call 0800 104 0 104 for other regions.
With the FGTS SMS notifications activated, you'll always be up to date. You'll know everything that happens in your account.
Check and withdraw FGTS via cell phone: Conclusion
This guide showed you how to check and withdraw your FGTS using your cell phone.
The application FGTS Makes it easier to manage your funds. You can make withdrawals, such as Termination Withdrawals and Anniversary Withdrawals.
The FGTS is a right of Brazilian workers.
Each month, your employer deposits 8% of your salary. With this guide, you can view your balance, statement, and withdraw money from your phone.
Plus, SMS notifications keep you informed.
Using your cell phone to manage your FGTS (Severance Indemnity Fund) changes the way you manage your finances.
This provides convenience and security. Wherever you go, your finances are always accessible and under control.
