How to shop safely online without having a headache?

Shopping safely online is what every consumer wants, because the practice brings many benefits.

Online shopping has become increasingly common in recent years, especially during the pandemic. 

However, many people are still wary of making purchases online. Although it is safe, it is an easier place for scams to be committed.

In 2021, Brazil recorded more than 14 million digital frauds, so it's very important to be cautious when shopping online.

In today's text you will find some tips that will help you buy safely at Internet. Don't miss it!

Post index:

• What are the advantages of buying online?
• How to buy safely online?
• 1. Be wary of very low prices;
• 2. Research the store's reputation;
• 3. Do not make purchases on public Wi-Fi networks;
• 4. Use strong passwords;
• 5. Use a virtual credit card;
• Which banks offer virtual cards?
• Conclusion.

What are the advantages of buying online?

Purchasing items online is advantageous in many ways, and it's no wonder that more and more people are adopting this method. 

The pandemic accelerated digital transformation, and as a result, people's behavior changed. 

A post-pandemic consumer was born: full of gratitude and uncertainty, yet completely different when it comes to consumption.

According to the Think With Google, Among the groups of new consumers, we find those affected by economic polarization, where poverty worsens for some, less for a minority.

From this, we can conclude that the new consumer needs to save and always find the best prices. 

So, one of the main advantages of buying online is the possibility of finding the lowest prices. 

Consumers are increasingly looking for solutions that are more affordable and bring more convenience to their lives, and all of this can be provided with online shopping.

The ease of finding an incredible variety of products at competitive prices attracts thousands of consumers to make their purchases online.

Besides that, we can't fail to highlight the practicality and convenience: you can purchase items from Brazil and abroad without leaving home and in a simple and quick way.

Ease of payment is also a major advantage. You can now pay for your online purchases in a variety of ways, including bank slips, bank transfers, QR codes, sharing links, Pix, and credit cards.

Of course, these are just some of the advantages of buying online. Now, check out some tips how to buy online safely. 

How to buy safely online?

While there are many advantages to purchasing an item online, there are some risks too.

Among them, we can highlight, for example: paying and not receiving the product, the item being very different from the photo or arriving damaged at your home.

Some of the risks or disadvantages can be avoided with the following tips.

1. Be wary of very low prices

Lower prices are one of the advantages of buying online, however, when it's from a store you don't know and haven't found any information about, be wary. 

2. Research the company's reputation 

Currently, there are more than 930 thousand e-commerce sites in Brazil, so it is common not to know most of them. 

However, before making a purchase, research the company's reputation and ensure it's trustworthy. You can check the store's reputation on Reclame Aqui. 

Additionally, you can find customer reviews on social media profiles. If you can't find any information and no one knows the store, don't make the purchase. 

Be sure to check that the address in the navigation bar is the store's official website. There are many fake offers that look very similar to those from famous stores. 

Therefore, it's crucial to pay attention to the details. In particular, check whether the company's website contains the following information:

• Contact telephone number;
• SAC;
• Exchange policy;
• Address;
• Company Name;
• CNPJ;
• E-mail.

Check that the information provided is actually from the company, for example, call the phone and check the address on Google to see if it really is from the company. 

This makes it easier buy safely online.

3. Don't shop on public Wi-Fi networks

The convenience of online shopping can be detrimental to some. This is because you can make your purchases anywhere. 

However, do not use public Wi-Fi networks, for example, at shopping malls, airports, and hospitals, to make purchases.

If you need to make a purchase outside of your home, always use your cell phone's mobile data.

Additionally, make sure you buy reliable equipment. Avoid using other people's devices and locations to make your online purchases.

4. Use strong passwords

When registering on online store websites, remember to use strong passwords that are different from your personal information. 

Also, avoid repeating the same password across different sites. Use a unique password for each registration. 

5. Use a virtual credit card

The virtual credit card is a mirror image of your physical card. It has the same limit; however, it can only be used in a virtual environment. 

Additionally, their number and expiration date are subject to change, some of which only last for one purchase, meaning you will have to generate a virtual credit card every time you make an online purchase.

Others only last 48 hours, for example, after which they are automatically blocked. However, there are fixed virtual card options.

You can use it for international and domestic purchases, thus preventing cybercriminals and data fraudsters from accessing your original physical credit card data. 

As a result, it prevents card cloning and unauthorized purchases. It's certainly a great alternative for those who want to buy safely online. 

If you don't have a credit card, don't worry, it is possible to get one debit card even so and pay in cash, with the balance in your account.

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Which banks offer virtual credit cards? 

Virtual cards must be generated in your bank's app. If your card doesn't have a virtual option, there are many excellent options on the market that offer this option. See some suggestions below. 

1. C6 Bank;
2. Inter;
3. Pan Bank;
4. Iti;
5. Neon;
6. Bits;
7. Santander SX;
8. Nubank;
9. Ourocard.

In fact, another way to buy safely online is to purchase items directly from the app's shopping mall. 

In addition to being redirected only to partner stores, which are trustworthy and secure, you also have access to discount coupons and cashback. 

Through your account app, you can purchase thousands of items online from various stores in Brazil.

Other than that, you can still subscribe to many services with a virtual credit, debit, or prepaid card, for example, Netflix and Spotify.

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Conclusion

Buying online is a very safe practice, as long as you choose the right store where you make your purchases. 

So, put our tips into practice and go shopping without a headache at the end. 

In addition to a virtual card for buy safely online, some of these credit cards come with the Extended Warranty InsuranceRead the text and discover three secrets about this benefit.