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The proposal of subscription car has caught the attention of many who do not see any advantage in purchasing their own vehicle.
This is because, among the service's proposals, the central promise is to save on fees, maintenance and documentation.
But is this option really worth it? After all, how does a subscription car contract work?
In today's material we talk about this topic, in order to clarify these and other doubts, so stay here!
Car subscription: a subject that divides opinions
In the past, it was common to hear that personal fulfillment came from buying a car.
This is because a vehicle is considered an asset, which leads many to see it as an important achievement.
However, we cannot fail to consider that the happiness with the smell of a new car usually diminishes when the first IPVA (vehicle tax) arrives, or even when it stops in the middle of the highway for the first time with mechanical problems.
As a result, the emergence of car rentals and subscription cars has convinced many people that buying is not the best option.
That's because when you rent a car, you no longer have to worry about fees and maintenance, which reduces a lot of the headaches.
But, on the other hand, when you rent a vehicle, it will never be yours, so you no longer have to spend money on acquiring an asset to add to your wealth.
Therefore, this is a controversial issue, as whether a subscription car is a good option or not depends on each person's point of view and priorities.
Below we will present the details of this proposal, so that you can make your own decision!
How does the subscription car service work?
When we talk about car subscription, many people confuse it with the traditional car rental service.
However, it is important to clarify that they are not the same thing, as each service serves a specific purpose.
Let's start with car rental, which is a type of rental for short periods, usually from 1 to 7 days.
The subscription car is for those who want to keep the car for longer, for a period that can vary from 30 days to 2 years.
In this second proposal, you basically choose a specific model, sign the contract for a specific period and pay the monthly fee for the contracted period.
The advantage of this option is that you don't have to keep changing vehicles, and you can rely on it in your routine.
As for costs, rental companies generally offer free inspections and cover tax costs, but this can vary depending on the company and period of use.
In any case, if you want to have a car in a simplified way and without having to worry about bureaucracy, this is a good option.
++What is a loan grace period? Find out now!
What are the disadvantages of this option?
We previously presented the main positive points of subscribing to a car subscription, so for those looking for practicality and stability, it is the right option.
However, it is important to clarify that this proposal also has disadvantages, and that is precisely what we will talk about now.
High cost
The costs of hiring a car via subscription can be quite high, as the periods of use are long, which increases maintenance costs.
So, sometimes the monthly payment ends up being as expensive as a financing installment would be.
The car will never be yours
Complementing the previous idea, sometimes the monthly payment can be equal to or greater than a financing installment, but, in the case of a subscription, the vehicle will never be yours.
So, those who prioritize wealth building may feel like they are “wasting” money.
New service on the market
Car subscriptions aren't as popular as car rentals yet, so it can be more difficult to find options on the market depending on your location.
Is it worth subscribing to a car subscription?
Deciding whether or not it's worth hiring a car subscription is something that depends on careful evaluation.
This is because the proposal has positive and negative points, and, in general, the compensation for one or the other depends on each person's point of view and priorities.
But we can't help but consider that a subscription car allows you to have freedom in your daily life, as well as avoiding headaches.
It's also worth mentioning that a car subscription is a good option for those who don't have bank credit for financing.
So, it's important that you evaluate the option carefully, checking whether it makes sense for your life.
Discover market proposals
Now see the list of companies that offer car subscriptions:
- KAYAK: At KAYAK you can subscribe to your car for a period of up to 30 days;
- United Free: Livre offers subscription options starting at R$ 1,900.00 per month;
- Find Meoo: sign your car with no down payment, interest and IPVA included;
- Moove: subscribe to a car every 18 months with IPVA included;
- Nissan Move: subscribe to a new Nissan car, choosing by period or mileage.
As you can see, the market is full of great car subscription options, so choose the best option for your needs and enjoy the freedom this alternative offers!
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