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Want to know how to increase your Nubank credit card limit? We've outlined the key steps to help the institution gain more trust in you. Read on to find out all the details.
The Nubank Credit Card is one of the most used by Brazilians, due to its ease of application and exemption from fees.
However, generally when an order is approved the limit is usually “a little low” for new customers. But did you know that there is a way to increase your Nubank Credit Card limit?
When setting a customer's credit limit, the institution evaluates their credit bureau data and their purchasing and payment behavior. Want to learn more? Then keep reading and learn all about:
- How does the Nubank limit work and how is it defined?
- The fundamental steps to increase your Nubank credit card limit
- Conclusion

How does the Nubank limit work and how is it defined?
Initially, a credit card limit works like a "loan" with a short-term repayment term. This means you can use the money comfortably for a period of 30 days and pay off the debt on a set date.
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Therefore, before determining the amount of "borrowed money," the financial institution performs a risk analysis to verify that you will actually be able to pay the debt on the due date. This way, the limit is set according to each customer's monthly payment capacity.
The fundamental steps to increase your Nubank credit card limit
Indeed, good consumer practices are the main determining factors in whether an institution will increase a credit limit. However, the expected results don't happen overnight, so patience and the right attitudes are essential.
Update your income
When was the last time you updated your monthly income in the Nubank app? This is the first step to getting that long-awaited limit increase and increasing your spending power!
Therefore, right now, access your Nu Account and enter your current income. If possible, send an email proof of income to further increase your chances with digital banking.
Payments must always be on time
Spending and buying what we want is wonderful and rewarding, and it fills our hearts with well-being and joy.
But it's crucial to always pay your credit card bill on time and in full. Therefore, make sure you pay the full amount by the due date. If you can pay in advance, even better!
Concentrate all your expenses on your Nubank credit card
If you are a consumerist and love being fashionable, this mission will certainly be an easy task!
Concentrate all your expenses on the Nubank credit card and take the opportunity to also include payments for restaurants, fast food and even trips to the pet shop. Therefore, as we mentioned in the previous topic, payment must be in full and on time, okay?
Always keep your name clean
Another important factor when the bank decides whether or not to increase your credit card limit is your CPF.
In other words, your name can't have any restrictions or outstanding debts with credit bureaus like SPC or Serasa. So, why not check this step now?
Have a relationship with the bank
For Nubank to trust you, you first need to build a relationship with the bank. In fact, the most effective way to do this is by constantly using your account. So, take advantage of all the resources:
- Make deposits and transfers;
- Pay your bills through NuConta;
- Save money in Nubank Savings;
- Make investments;
- Take out Insurance.
Request your raise through the app
I am sure that after this change in attitude and good consumption practices the bank will release a new limit without the need to request it.
But if you want to speed up the process, simply request a limit increase through the app. However, only do this if:
- Your name is clean and has no outstanding debts;
- You always pay your bills on time, without installments or using revolving credit;
- You have a good relationship with the bank and make a lot of transactions.
Do you have all the criteria mentioned above?
Then, go to the "credit card" tab and look for the "increase limit" option. Enter the desired limit and the reason why you think you deserve the increase. Once done, just wait a few moments and within minutes you'll receive a response as to whether your request was accepted or not.

In the meantime, continue practicing good consumer practices to always have extra credit and thus achieve your financial goals, providing greater well-being and quality of life for you and your family.
Conclusion
In short, this is the key information on how to increase your Nubank credit card limit. As we've seen, a change in attitude and good financial behavior are essential to always have a good credit limit available.
In fact, when it comes to Nubank, other factors are also crucial, such as your relationship with the bank. Therefore, build a solid consumer relationship with the institution by concentrating all your spending on the card and using the other services it offers.
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