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Neon Cashback: learn about the digital account and how to get money back in your balance!
Many people don't know, but the fintech Neon was the first digital account in Brazil.
It was founded by Pedro Conrade, at the time he was just a 24-year-old young man, full of dreams and projects.
Continue reading this article and find out how Neon cashback works, and learn more about the history of the fintech and its digital account.
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About Neon
At just 16 years old, the young visionary Pedro opened a bikini store in Guarujá.
At that time, he noticed that his friends who visited the region were having difficulty buying good bikinis.
So, he saw an opportunity in the situation and started to undertake it.
However, it was only 8 years later, in 2016, that he founded the Neon, the first digital account in Brazil.
The idea came about after facing a personal problem where he used R$1 of the special credit limit, however, he had to pay R$40.00 in fees.
From there, he began to analyze how much he spent on arbitrary fees, in many cases, on services that he barely used.
For example, I only used one account and one card, but I spent almost a minimum wage per year on fees alone.
Then, questions began to arise as to whether this made sense or whether it was the only option, for example.
Therefore, he also noticed the lack in the market and decided to create a digital account to make users' lives easier.
Currently, the pioneer is pursuing a great career in the digital world and is competitive among traditional banks and other digital accounts.
About the digital account
THE Neon digital account was born with the purpose of making life easier for its users in different aspects.
To this end, it offers solutions with less bureaucracy and that meet the main requirements of those who need banking and financial services.
Among these services, we find the Neon credit and debit card, issued in partnership with Banco Votorantim and the Visa brand.
In fact, they have no annual fee and are free. Customers who always buy with their cards get three free withdrawals per month.
In addition to cards, with the Neon digital account you can pay and receive with Pix, bank transfers and boleto.
Do you need money to organize your finances or carry out a project?
Neon has the solution! It also provides personal loan, go to the website and do your simulation.
Now, if you are more cautious and are at the stage of starting to save, know that at Neon you can start investing with very little.
Of course, the account still has many other features, but the focus of our text is the Neon cashback.
So keep reading and see how it works!
How does Neon cashback work?
First, it is worth highlighting that the Neon cashback It is still in the testing phase, so if this option has not yet appeared in your application, don't worry, it will appear soon.
To earn cashback, you must pay your bills above R$1.00 with the Neon debit card.
Therefore, you will receive back 0.5% of the purchase value in the form of points in your loyalty account. One point is equivalent to R$1.
Your points can be redeemed whenever you want to use them.
To start seeing the money deposited into your account, you need to activate the campaign.
So, do the following, open the fintech app and click on “Cards > Cashback”.
Then sign up for R$4.90 per month.
Certainly, this is a negative point of the Neon cashback, compared to other digital accounts that have this campaign.
This is because, for the cashback to cover the membership fee, it will be necessary to make a large purchase, of at least one thousand reais.
However, as it is still in the testing phase, there may be changes and it may become more advantageous for digital account customers.
After all, is Neon cashback worth it?
Look, it will depend on how much you spend per month on shopping.
This is because the percentage is small and, in addition, to start receiving money back into your account you need to pay a membership fee of R$4.90.
Therefore, initially it will not be so advantageous, unless you make high-value purchases.
However, as already mentioned, the Neon cashback It is still in the testing period, so it may be more beneficial in the long run.
We'll keep an eye out for updates.
If you still have any questions about the cashback program, read our ↪️Cashback Guide.
