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Itaú Cashback: discover the 6 best Itaú cards to earn money back.
Banco Itaú is one of the largest credit card issuers in our country, and also one of the best.
In its catalog, there are card options for all budgets and different profiles.
In today's article, we'll talk about Itaú cashback: which are the best cards to earn money back, percentage and how to apply. Be sure to check it out!
Itaú Cashback: Vivo Itaucard Platinum and Gold
THE Vivo Itaucard Platinum It's a great card to receive Itau cashback. It is available on Visa and Mastercard.
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Your total annual fee is R$360.00, however, it can be paid in 12 installments of R$30.00.
If the user spends more than R$$350.00 on purchases at Vivo, the monthly annual fee is free.
To apply for this card, you must have a minimum income of R$$800.00.
As for Itaú cashback, it pays 10% of money back for purchases made at Vivo, bill payments, top-ups and other services paid for by the operator.
However, this amount is returned as a credit on the invoice and not in the account balance.
Additionally, for purchases made in other stores with the Vivo Cashback Platinum card, the customer receives 0.5% back in credit on their invoice.
The credit is automatically made available on the next bill, so there is no need to make any withdrawals.
Vivo Itaucard Gold also pays cashback, however, the percentage is 7% on purchases made with the operator.
The annual fee is R$180.00 or 12x of R$15.00.
Ipiranga Itaucard Visa Platinum
This card is the result of a partnership between Itaú and Posto Ipiranga. It has a slightly higher cost.
For example, your annual fee is R$408.00, which can be paid in 12 installments of R$35.00.
Furthermore, to apply for it, you must have an income above R$1,500.
Users earn 3.5% of Itaú cashback on purchases made through the Abastece Aí app and 1% at other establishments.
However, cashback will not be counted on purchases made at competing stations.
So, use the card and you will see your credit back on your next bill.
Cashback Itaú: Fiat
This card model is the result of Itaú's partnership with the automaker Fiat. Therefore, the annual fee is free for the first year.
Customers can choose between 3 versions under the Mastercard banner, or 3 models under the Visa banner, which are:
- International;
- Gold;
- Platinum.
With them, the values of Itau cashback are exchanged for discounts, that is, 5% of your purchases made on the Fiat network become points to exchange for discounts when buying your new Fiat.
Therefore, the accumulated value can reach up to R$1,400,000 in discounts.
With Itaucard Platinum
This card model is the result of a partnership with another car manufacturer, Mitsubishi.
Its annual fee costs R$643.00 or 12x of R$53.58. In fact, it is available with Visa and Mastercard.
Furthermore, to apply for this card you must have a minimum income of R$1,4,500.00.
The percentage paid of Itau cashback is 5% of purchases. The amount is received as credit to earn discounts on the purchase of new vehicles of the brand.
The maximum discount amount granted must not exceed R$1,400,000.
Itaucard Volkswagen
This card model also comes in three versions under the Visa and Mastercard brands, namely:
- International;
- Gold;
- Platinum.
However, each version has a minimum income and annual fee.
The cashback amount is also exchanged for points to receive discounts on purchases of a new car from the manufacturer.
However, the maximum discount amount also depends on the card model, but the percentage is 5%.
Itaucard Ford
Finally, we will talk about Ford's cards. There is only the International version, however, the customer can choose between Visa or Mastercard.
The minimum income required to make a request is R$800.00. In addition, the annual fee is R$360.00 or 12x of R$30.00.
Regarding Itaú cashback, with this option the user receives 5% of the purchase value.
Therefore, these amounts can be exchanged for credit to exchange for a discount on the purchase of a new Ford car.
Are Itaú cashback cards worth it?
It depends, considering that the amount received back can only be used to buy a car (with the exception of Vivo and Ipiranga).
Therefore, it may not be advantageous for those who do not intend to buy a car or use another service provided by the card brands, for example, Vivo and Ford.
However, the cards offer other benefits that may be useful to you.
Now, for those who intend to buy a new car, for sure, the Itau cashback It is very advantageous.
To find out more details about the cards and request yours, access the platform Itau cards.
If you want to know exactly how cashback works and how to make the most of this benefit, read our↪️↪️↪️ Cashback Guide.
