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Cashback Inter: earn money back even if you're not a current account holder!
The Banco Inter app is one of the most downloaded by Brazilians and the trend is only set to increase.
This is because it is increasingly complete and offers its users different financial solutions and many benefits.
Among the advantages that make the bank stand out, we find its cashback program.
In fact, that's exactly what we're going to talk about today. So, keep reading this article and see:
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- Information about Inter.
- Some services offered, for example, loans.
- How to receive Inter cashback and much more.
About Inter
Banco Inter was created to simplify your life, and to do so, it is always creating solutions.
Certainly, it is a complete service platform that meets your main needs as a user.
Speaking of simplification, it is the same as saying that Inter leaves behind the bureaucracy found in traditional institutions and takes into account its relationship with the customer.
See below some of the services available in the Inter app, some of them are channels for you to earn Inter cashback.
Loans
On the platform, users have access to personal or legal loans. The available credit line options are:
- Home Equity (loan secured by property);
- Payroll Loan;
- Corporate Loan;
- Anticipation of receivables.
Inter Invest
With the bank, you can earn more with your investment community, because users can invest through a community.
You can invite colleagues, friends and family to your community and make your invested money go further.
Furthermore, with Inter your invested money becomes credit on your prepaid card for you to use however you want.
For example, if you invested R$$100.00 in CDB this month, you will have R$$100.00 in credit available on your card.
Remembering that it is not a balance, but rather a credit, that is, you will pay this credit.
With this solution it is also possible to win Inter cashback as follows:
Investors who are members of a community who have joint investments exceeding R$3 million earn R100% cashback in investment funds.
Additionally, you can still receive money back of administration and performance fees.
Among the products you can choose to invest in, we find, for example: Treasury Direct, Fixed Income and Private Pension.
If you still don't know where to start, rest assured that Inter will help you choose the ideal investment for your profile.
Inter Cashback: Inter Shop
Here is another way to win Inter cashback, in fact, for account holders and non-account holders.
Inter Shop is a shopping mall full of services and products with discounts, in addition to the discounts, customers also earn money back in their account for all purchases made.
So, earning cashback is simple. First, choose the partner store where you will make your purchases.
Then, after filling in your details, you will be redirected to the website of the chosen store to choose your products and complete your purchase.
Once this is done, just wait for the cashback money to be credited to your account. The maximum period for the balance to be available is up to 30 days, but it doesn't reach that much.
If you are an Inter account holder, the money will be deposited into your account, otherwise, it will be available in the account you selected when completing the registration.
About the percentage
Of course, the amount you will receive from Inter cashback will depend on the percentage paid by each partner store.
For example, the cashback paid to Inter account holders at Lojas Americanas is 4%, for non-account holders the percentage is 2.8%.
Shoptime pays 8% cashback for Inter account holders and 5.6% for non-account holders.
So if you want to earn more money back, just open an Inter account.
On the website, you will have access to all partner stores, discount coupons available in each of them and also the cashback percentage.
It's all very transparent, when you select the partner store you want to buy from, all the necessary information appears.
Therefore, you can make your purchase safely and with peace of mind. Click here and find out about all the partners and how much each of them pays in cashback.
How do I receive Inter cashback with my credit card?
Another way to get money back is with an Inter credit card or prepaid card.
By setting up your credit card bill for direct debit, you receive part of the amount spent on it back.
The percentage depends on the card model, see below:
- Gold = 0.25%;
- Platinum = 0.5% (Inter On customers);
- Black = 1.0% (Black and Win customers);
If your card is a prepaid Gold or debit card, you can rest assured, just activate Instant Credit Debit.
So, spend your purchases on the “Credit” option to earn the Inter cashback.
To activate this option in your application, do the following: open the application and click on “Cards”, then click on “Settings”.
Therefore, some topics will appear, search for “Credit debited instantly”, it is the last option.
Then activate it by dragging the bar to the side and making it green instead of gray.
That's it. Now just transfer your purchases to credit and start receiving money for all your purchases.
You can use this option for online and physical purchases and also to purchase services, for example, subscribing to Netflix.
It is worth noting that you must have a balance in your account for your purchase to be approved and for you to receive the Inter cashback.
The money back is automatically deposited into your account within a few days, so you don't need to redeem it or wait for it to accumulate.
It's simple, practical, bureaucracy-free and fast.
Inter Cashback Summary
It is certainly clear that it is very easy to get money back with Inter, even for those who are not current account holders.
However, to earn even more and enjoy the various benefits that the bank offers its users, the ideal is to open an account.
You can do this through the website or app. It's quick and hassle-free.
So, don't waste any more time or money and open an account with one of the best digital wallets in Brazil and receive a lot of Inter cashback.
If you still have any questions about how the cashback program works, be sure to read our article Cashback Guide.
